The Five Basics of Good Car Maintenance

You’ve just bought yourself a new car. Take some time to enjoy it!  Chances are, it will drive just beautifully for a long time to come. But even if your car is still riding perfectly months from now, you can’t forget about routine maintenance!  While on-board computers and other sophisticated electronics have made cars run better and last longer than ever before, there are still some items that will require regular attention throughout the life of your car.

The most important thing you can do to keep your car running smoothly is to read and follow the recommendations in your car manual.  Many maintenance specifics will depend on the particular make and model of your car, so when in doubt—check your manual!

  1. Get periodic oil changes. Luckily for us and our wallets, cars can run a lot longer in between oil changes than they used to, especially if using synthetic oils.  Check your owner’s manual to find out your recommended change interval, typically between 7,500 and 10,000 miles.  Most experts agree that the conventional wisdom of having an oil change every 3,000 miles is no longer necessary.
  2. Check your fluid levels. Besides oil, there are several fluid levels you need to pay attention to for top performance and safety.  These include the radiator fluid, transmission fluid, power steering fluid, brake fluid, air conditioning coolant and washer fluid.  Check recommendations in your manual because some may need flushing too.
  3. Listen to your brakes. Fortunately, your brakes often will let you know when it’s time for a service call.  Be aware of these signs that your brakes need attention, especially if you often drive in heavy traffic or put a lot of miles on your vehicle: squealing, grinding, longer stopping times and steering wheel vibration.  Have them inspected periodically for wear and tear.
  4. Check your tires regularly. Check your tire pressures every few months and keep them inflated up to the level recommended in your user guide or posted on your driver’s side door jamb.  Inspect your tire tread for excessive wear using the indicators shown on your tire, especially if you notice any slippage on wet surfaces.  Also, rotate your tires at least twice per year to help them wear more evenly and last longer. Finally, be sure your car is balanced and aligned properly; if it is pulling to one side, it probably needs some attention.
  5. Replace worn-out items. Some parts of your car are not meant to last forever, and routine replacement will help keep your car running more efficiently and safely.  These include wiper blades; hoses and belts, which you can often inspect visually; and air filters, particularly if you often drive in heavy traffic or around construction sites.

The internet is chock-full of car maintenance information on sites such as Edmunds.com, cargurus.com and AAA, as well as on user forums and chat sites.  Also, find a local dealer or service advisor to answer questions and resolve problems—they are both “in the know” and ready to help.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents  electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us