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Our Auto Refinance Process

RefiJet uses a highly-personalized process to facilitate auto refinance loans.  Whether you call us, respond to us on social media, or provide your contact info to us on our website or a third-party referral website. RefiJet provides a Financial Services Representative (FSR) to serve as your personal consultant through the process. You don’t have to set up an account or enter a lot of information. A real, live FSR will talk to you to gather your application information, the documents needed, and enter the information into our system.

A Personalized Auto Refinance Process to Save You Time & Money

Engage with RefiJet Online or via Phone to Find the Best Rates
An expert personal finance consultant will get to know you and your vehicle to better understand your refinance needs and start your application.

Our system will then automatically evaluate your application and reasons to refinance against the criteria of our various lenders and identifies the various programs for which you may qualify. And we do this with only a soft credit pull, which doesn’t affect your credit score.

We will explain all the loan options to you, including describing additional protection, such as Guaranteed Asset Protection and Extended Service Contract, that you can choose to include with your loan.

We typically have a variety of options to help you reach your goal for refinancing, whether it’s lowering your payment, changing the term of the loan, or getting cash out, for example.
We Match Our Lenders to Your Needs to Find the Best Solution
Once you select the option that works best for you, and with your permission, RefiJet submits your application and information to that Lender, who underwrites the deal to confirm you qualify and refine the loan structure.

Then, RefiJet explains the lender’s decision, loan structure, and any associated costs, such as state title fees, to you so you can decide if you want to move forward with the deal.

If so, we create all the loan documents for you and provide them to you through a secure portal.
We Finalize Your New Loan, Perfect Your Title & Connect Your with Your New Lender
We Finalize Your New Loan, Perfect Your Title & Connect You with Your New Lender
We even call you to walk you through the loan documents to make sure you understand what they are and know how to sign them. If there are any special rules for your state or lender, we will let you know. We even provide a pre-paid UPS label for you to send them back to us!

Once you execute and return the documents, we handle all aspects of updating your vehicle’s title, paying off your previous loan, and connecting you with the new lender.

At all times during the process, you will have your FSRs name and direct contact information so you can call, email, or text whenever you need to.

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