Lower Your Monthly Auto Loan Payment

RefiJet has refinance solutions to lower your monthly car payment

Refinancing an auto loan may help you lower your monthly auto loan payment. A new loan means new terms, a new interest rate, and a potential drop in the amount you’re paying every month to purchase your vehicle. For those consumers ready to save money in their monthly budget to use for other things, it’s time to turn to RefiJet.

How Can You Get a Lower Monthly Payment on Your Car Loan?

When you obtained your initial loan from your lender to buy a car, they provide you with a monthly payment that matches the terms of that loan option. Over time, factors change that may make it possible for you to pay less on a new monthly auto loan payment. Here are a few reasons why you may qualify for lower monthly payments.

You Qualify for a Lower APR

A lower interest rate on a new loan may help to drop your monthly payment considerably. Many people have a rate that’s much higher than it needs to be. Our team at RefiJet often helps consumers to secure a lower rate for many reasons. In some cases, you may get a lower interest rate because your credit score has improved since you initially borrowed the funds. Others benefit from better terms available now than when they first obtained the loan.

You’re Borrowing Less

When you refinance your loan, you’re only refinancing the amount you still owe on the loan. With less to refinance into a newer loan, you’re borrowing less, making loan payments smaller than what they were initially.

You May Extend the Length of the Loan

Though not all people need to do this, some consumers benefit from extending the repayment period of their loan. For example, if you still have 36 months left on your existing loan, we may be able to provide a 48-month loan instead. This helps to stretch out those payments, making each one a bit smaller.

Check out how much you could save by trying out our auto refinance calculator.

We’ll Help You Find the Right Loan for You

Our team at RefiJet will work with you to create a customized loan. The goal is to determine the best way to help you save money. We’ll help you to find the best interest rates, terms, and fees to make repayment as simple as possible.

That’s why, on average, we’re able to help our customers reduce their average monthly payment by $150. That’s a significant amount of money you don’t need to be paying right now.

You Choose What’s Best for Your Situation

Our team works closely with you to provide you with refinancing options. There’s never an obligation to move forward with the loan offer. However, you are able to know the terms available to you, choose which one is right for your needs, and start benefiting from the process.

Keep in mind that we only do a soft pull initially on your credit. That means you don’t have to worry about your credit score taking a hit from requesting information about how we can lower your monthly auto loan payment. It’s a fast and easy service that gives you the information you need to make the right decision for your situation.

What Will You Do with the Extra Savings?

Reducing your monthly car loan payment is a good thing. What could you do with those funds? Imagine a few key scenarios:

  • Having a lower monthly payment may make it easier to make your monthly payments consistently on time. If you’re struggling to make payments now because it is too high, refinancing drops those risks significantly.
  • You could boost your credit score as a result of making those payments on time. You may also use those funds to pay down other debts you have. That extra $150, on average, can help chip away at other debts.
  • You can save the funds for a trip or something you want to buy.  Or you may just want to start a savings account.
  • You can use the funds to balance your budget better, too. For some people, that means being able to take care of other expenses with more ease.
  • Use those funds to invest. You can start building your savings instead of paying interest.

The faster the refinance is completed for you, the sooner you could have those savings in hand to use as you would like to. At RefiJet, we understand just how important it is for you to have the lowest monthly payment. It impacts your spending at the grocery store, on credit cards, and in long-term ownership of your vehicle.

Most importantly,  you are saving money on the monthly payment. That’s the money you work hard to earn. You don’t have to give the money to a lender. You can use it for your own benefit.

How to Lower Your Monthly Auto Loan Payment?

At RefiJet, we make it easy for you to know what your options are. There is no obligation and no risk in working with us. Our team works with you, whatever your reasons to refinance your auto loan are, we give you customized options knowing there isn’t one loan offer that is right for every borrower.

We’ve been rated the #1 auto lender in customer satisfaction by LendingTree for five consecutive quarters because we’re passionate about helping our clients to save money and to make buying their vehicle easier. Get Started Now and one of our Financial Service Representatives will be happy to help find you a new loan. You are sure to find RefiJet offers the comprehensive solutions you need to lower your auto payment each month.

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications and disclosures with and by RefiJet.com on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba RefiJet.com) at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures.

RefiJet.com reserves the right, in its sole discretion, to stop providing Disclosures electronically. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Disclosures electronically, RefiJet.com will send any future Disclosures to you in paper form.

YOUR CONSENT IS REQUIRED

The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with RefiJet.com on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from RefiJet.com, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying RefiJet.com at Info@RefiJet.com. Since RefiJet.com is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DISCLOSURES ELECTRONICALLY

In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.

MONTHLY PAYMENT REDUCTION CLAIM**

This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

2018‐10‐08 02:30PM MST