Lower Your Monthly Auto Loan Payment

RefiJet has refinance solutions to lower your monthly car payment

Refinancing an auto loan may help you lower your monthly auto loan payment. A new loan means new terms, a new interest rate, and a potential drop in the amount you’re paying every month to purchase your vehicle. For those consumers ready to save money in their monthly budget to use for other things, it’s time to turn to RefiJet.

How Can You Get a Lower Monthly Payment on Your Car Loan?

When you obtained your initial loan from your lender to buy a car, they provide you with a monthly payment that matches the terms of that loan option. Over time, factors change that may make it possible for you to pay less on a new monthly auto loan payment. Here are a few reasons why you may qualify for lower monthly payments.

You Qualify for a Lower APR

A lower interest rate on a new loan may help to drop your monthly payment considerably. Many people have a rate that’s much higher than it needs to be. Our team at RefiJet often helps consumers to secure a lower rate for many reasons. In some cases, you may get a lower interest rate because your credit score has improved since you initially borrowed the funds. Others benefit from better terms available now than when they first obtained the loan.

You’re Borrowing Less

When you refinance your loan, you’re only refinancing the amount you still owe on the loan. With less to refinance into a newer loan, you’re borrowing less, making loan payments smaller than what they were initially.

You May Extend the Length of the Loan

Though not all people need to do this, some consumers benefit from extending the repayment period of their loan. For example, if you still have 36 months left on your existing loan, we may be able to provide a 48-month loan instead. This helps to stretch out those payments, making each one a bit smaller.

Check out how much you could save by trying out our auto refinance calculator.

We’ll Help You Find the Right Loan for You

Our team at RefiJet will work with you to create a customized loan. The goal is to determine the best way to help you save money. We’ll help you to find the best interest rates, terms, and fees to make repayment as simple as possible.

That’s why, on average, we’re able to help our customers reduce their average monthly payment by $150. That’s a significant amount of money you don’t need to be paying right now.

You Choose What’s Best for Your Situation

Our team works closely with you to provide you with refinancing options. There’s never an obligation to move forward with the loan offer. However, you are able to know the terms available to you, choose which one is right for your needs, and start benefiting from the process.

Keep in mind that we only do a soft pull initially on your credit. That means you don’t have to worry about your credit score taking a hit from requesting information about how we can lower your monthly auto loan payment. It’s a fast and easy service that gives you the information you need to make the right decision for your situation.

What Will You Do with the Extra Savings?

Reducing your monthly car loan payment is a good thing. What could you do with those funds? Imagine a few key scenarios:

  • Having a lower monthly payment may make it easier to make your monthly payments consistently on time. If you’re struggling to make payments now because it is too high, refinancing drops those risks significantly.
  • You could boost your credit score as a result of making those payments on time. You may also use those funds to pay down other debts you have. That extra $150, on average, can help chip away at other debts.
  • You can save the funds for a trip or something you want to buy.  Or you may just want to start a savings account.
  • You can use the funds to balance your budget better, too. For some people, that means being able to take care of other expenses with more ease.
  • Use those funds to invest. You can start building your savings instead of paying interest.

The faster the refinance is completed for you, the sooner you could have those savings in hand to use as you would like to. At RefiJet, we understand just how important it is for you to have the lowest monthly payment. It impacts your spending at the grocery store, on credit cards, and in long-term ownership of your vehicle.

Most importantly,  you are saving money on the monthly payment. That’s the money you work hard to earn. You don’t have to give the money to a lender. You can use it for your own benefit.

How to Lower Your Monthly Auto Loan Payment?

At RefiJet, we make it easy for you to know what your options are. There is no obligation and no risk in working with us. Our team works with you, whatever your reasons to refinance your auto loan are, we give you customized options knowing there isn’t one loan offer that is right for every borrower.

We’ve been rated the #1 auto lender in customer satisfaction by LendingTree for five consecutive quarters because we’re passionate about helping our clients to save money and to make buying their vehicle easier. Get Started Now and one of our Financial Service Representatives will be happy to help find you a new loan. You are sure to find RefiJet offers the comprehensive solutions you need to lower your auto payment each month.

Important Disclosures and Requirements

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The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

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 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

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If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us