Extended Service Contracts

Protect your vehicle while refinancing your auto loan

Even when you’ve purchased the perfect vehicle and did all the research you could, things happen. You may have to deal with a few unexpected repairs from time-to-time. The problem is that these costs can be rather high quite often, squeezing your budget. That’s why we offer Extended Service Contracts (ESC). It’s an easy way to take off some of that pressure.

Extended service contracts are available with the loans we offer. If you think it’s the right choice for you, let your RefiJet Financial Services Representative know.  They will let you know your options for structuring your new loan to include the Extended Service Contract that best suits your needs.

What Is an Extended Service Contract?

When you choose an Extended Service Contract, it helps you avoid unexpected and expensive repairs. There’s no way to avoid routine maintenance, but with an ESC, you get the financial help you need to cover the cost of unexpected repairs. These contracts cover a variety of repair types, including some of the most common, expensive repairs that you don’t want to pay for out-of-pocket. This could include problems with your vehicle’s engine and transmission, as well as your vehicle’s electronics.

Not All Extended Service Contracts Are the Same

If you’re purchasing a car, you’ll want to ensure you consider the advantages of Extended Service Contracts. However, be sure to know what you’re buying. Not all of these contracts are equal. Here at RefiJet, we offer a comprehensive contract that even includes things like the following:

Towing: If your vehicle breaks down in the middle of a busy highway or you are stuck in a parking lot, you can have it towed in for repairs. Towing costs – depending on the vehicle and conditions – tend to be expensive when paid out-of-pocket. Your Extended Service Contract may cover all of those costs for you.

Lodging: The contracts we offer often include extras for lodging if you are on the road when your vehicle breaks down. If you are taking a long trip away from home and your engine fails, for example, your Extended Service Contract may kick in to provide you with the financial support you need to book a hotel for the night if you’re too far from home.

Electronics Coverage: Most of the Extended Service Contracts available will also cover the high-tech electronics that you have in your vehicle. This may help you with features such as your navigation system or your onboard sensors and security system. (Be sure to verify with our team which features you have on your vehicle).

Getting the Repair Help You Need

When something goes wrong, and you need to have your vehicle repaired right away, you may benefit from the type of Extended Service Contract we offer more than you realize. When choosing an Extended Service Contract, one of the key factors to consider is who will do the repairs for you. If you’ve selected a contract from RefiJet, you can rest easy knowing that you have the flexibility to choose any certified mechanic to handle the repairs.  You don’t have to go to the dealership.

You also do not have to worry about who is doing the work for you and whether you can trust them. That’s because you can choose the mechanic you use. You will be able to go to any ASE certified mechanic with this coverage. That can take the pressure off when choosing a pro that is close to home or a professional you trust. You can also use your manufacturer’s dealerships for these repairs.

Finding the Right ESC for You

At RefiJet, we aim to make the entire process of securing an Extended Service Contract for your vehicle as easy as possible. We offer a variety of options for you to choose from, ensuring there’s a level of protection that is right for you and for your vehicle. The options in Extended Service Contract plans from RefiJet are based on your specific loan and the vehicle.

Keep in mind that if you refinance your auto loan, you can obtain a new Extended Service Contract with ample coverage to continue protecting your vehicle. You can also cancel your existing coverage. This may mean you are due a pro-rated refund from the provider for the canceled contract.

Let our team help you choose the right coverage for your needs. It’s easy and fast. Best of all, you may be surprised by just how affordable this type of contract can be for you.

Why Should You Use an Extended Service Contract?

Let’s make it easy to consider the benefits it offers. You are welcome to speak to our Financial Services Representative with any questions you have. With these contracts, you may:

  • Secure an affordable contract that fits in your monthly auto loan payment and your budget
  • Minimize the need to pay out-of-pocket for repair costs associated with your vehicle
  • Choose your own mechanic, one you trust and feel good working with
  • Benefit from extended protections such as towing to your mechanic and lodging if you are away from home

Avoid having to worry about an expensive surprise cost when you use an Extended Service Contract. That is the best way to reduce the risk on your wallet while also keeping your vehicle in good condition. With these contracts, you don’t have to wonder how you’ll pay for repairs when you cannot drive your car.

Get Started Now by filling out our contact form or give RefiJet a call to find out what type of Extended Service Contract can be included in your new auto refinance loan.


Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us