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SUV Refinancing: Refinance and Save!

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance MY SUV
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Maybe you love your SUV because it takes you on amazing adventures.  Or maybe you love your SUV because it ensures your family’s safety and comfort.  Maybe you are really proud of all the amazing features it has.  No matter why you love your SUV, if you want to keep it longer and pay less for it, refinancing could be a great option for you.

RefiJet makes it fast and easy to explore your options for getting a better loan.  We evaluate your specific credit situation, financial needs, and SUV value.  Then we present you with various options for which you qualify.  For many SUV owners, refinancing is a practical way to save money, manage a budget, adjust to a new life situation, or just get a better loan for your current needs.

How Does SUV Refinancing Work?

Just fill out the short form on this page to get started.  Then we will give you a call to gather more information and identify the various options for which you qualify.  We work with you one-on-one to gather your information.  You don’t even have to fill out the application!  We want to understand your refinancing goal so we can identify the best options for your needs.  We work with multiple lenders.  So, we can typically find an option that will meet your specific needs and help you keep your SUV, but with a better loan.

Do All SUVs Qualify for Refinancing?

SUVs that are less than 10 years old and have less than 150,000 miles typically will qualify for refinancing.  Whether you off-road with it, cart the kids around, and/or go on long road trips, your SUV will qualify.

Do You Have Good Loan Payment History?

When you can demonstrate strong payment history on your current loan, new lenders tend to be more interested in offering you a new loan with better terms. Being up-to-date on your current loan and having on-time payments for at least the last 6 months puts you in a strong position for refinancing.

How Much Can You Refinance?

Your SUV’s value is a large factor in the amount you can refinance.  Lenders consider the Loan-to-Value (LTV) ratio when setting loan terms, such as APR and maximum Term.  When you work with RefiJet, we determine an accurate value of your SUV so the lender can evaluate the LTV.  The lower the ratio of the loan amount to your SUV’s, the lower the risk to the lender.  The lower the LTV, the better loan terms for you.

Multiple factors are involved in evaluating your SUV’s value.  We use a third-party guide to define the value of your SUV. The guide starts with the make, model, and year.  All you have to do is give us the VIN, which is a unique identifying number for your SUV.  Based on the VIN, the guide gives us details about your vehicle and is the first piece of information used to determine value.  Then, you get to tell us how much you use your SUV and what features it has, so we can get an accurate value.  Specifically, you will provide info on:

Mileage:

The lower the mileage the lower the lender’s risk and the higher the value.  However, as long as your SUV has less than 150,000 miles on it, it will likely qualify for refinancing.

Features: 

When we evaluate your SUV’s value using a third-party guide, the VIN helps define its standard features.  We also discuss the various manufacturer features your specific SUV may have.  No matter which manufacturer features you have, they can add value, so we want to know about them.  We will make sure the valuation guide reflects those features, which will increase the value above the standard base amount. We want to make sure we have an accurate description of your specific vehicle, so the value is accurate for the lender.

With all this information, the third-party guide defines your SUV’s “book” value, which is used to calculate the LTV.

It’s Ok if You Have Been Turned Down for a Loan or a Refinance!

Maybe you had a hard time getting a loan in the past.  Or, maybe you have been turned down when you recently tried to refinance.  Either way, RefiJet may have some options for you.  We work with many industry-leading lenders that may not be working with other refinance companies.  RefiJet offers unique options because of the strength of our program and our customer service. Many competitors can’t offer the same loan options. Even if you think you are a tough case, we can probably help.  If you think your credit situation has improved a lot since you originally got your loan, our options may be significantly better than your current loan.

When Should You Consider Refinancing Your SUV?

It doesn’t cost anything to evaluate your options with RefiJet, so anytime is a good time to consider refinancing!  When you talk with RefiJet, we can help you identify the benefits of refinancing, such as:

  • Reduce your monthly loan payment – on average, we help borrowers that are looking to reduce their monthly loan payment by $150*.
  • Reduce your interest rate – achieve potentially significant savings in the amount of interest you pay on your auto loan, which may save you money over the lifetime of your ownership.
  • Obtain a better loan term – this can help to dramatically reduce the amount of your monthly payment, helping you manage your monthly budget.
  • Add or remove a co-borrower from the loan – Either way, you can end up with the best loan to fit your current needs and situation.

If you want to save money on your monthly payment, get a better loan for your situation, or just want to see what your options are, complete the form on this page.  Then, with a short call with RefiJet, we will describe the options that are available to meet your goals.

Why Choose RefiJet to Refinance Your SUV?

Our goal is to put you in the best position for which you qualify for your new loan.  You can avoid the hassles and frustrations of investigating all the options with various lenders yourself.  We work with multiple leading lenders.  We can identify your options all at once.  We provide you with offers right away.  All you have to do is pick the option that works best for you, then sign the loan documents.  We do all the rest.  You can move into a better loan as fast as possible!

Get started by talking to one of refinance experts about refinancing your SUV. Let us analyze your situation and help you find the best auto loan refinance option for you.

How To Refinance a SUV

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

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Get started on Refinancing Your SUV Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of SUV refinancing options for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.