Refinancing For Cars, Trucks, and SUVs

See if you qualify for a better loan for your car, truck, or SUV

Have you thought about the advantages of refinancing for cars, motorcycles, trucks, and SUVs? At RefiJet, we offer loan refinancing opportunities to people with a valuable vehicle in any of these areas. Each of the loan options we offer is specifically customized to meet your specific needs and, in addition to your credit, is based on your vehicle. For many vehicle owners, this is the ideal opportunity to save money, improve a budget plan, or just get more out of the value of your car.

Refinancing for Cars, Motorcycles, Trucks, and SUVs

At RefiJet, we work with most types of cars, trucks, and SUVs. If you financed the purchase of your vehicle and you’re interested in learning more about our refinancing opportunities, we encourage you to reach out to our team today. You can fill out the form on this page to get started.

Does Your Vehicle Qualify for Refinancing?

If you love your vehicle and want to keep it but not your current loan, refinancing could be a good option for you.  While our lending partner’s criteria varies from lender-to-lender, most look for a car that is newer than 10 years old and has less than 150,000 miles on it. Typically, there needs to be at least a $10,000 balance remaining on your current loan and you have made on-time payments for at least the last 6 months.

Your vehicle’s value is a big component in our ability to help you to obtain a new loan. In order for any lender to provide a loan to you – whether this is a first loan or a refinancing – they need to know your vehicle’s value.  The lower the ratio of your loan amount to the vehicle’s value, the less risk to the lender, so the better the terms they may offer.  At RefiJet, we work hard with you to determine what your vehicle is really worth. Various factors play a role in determining what that vehicle’s value is worth. Here is a look at some of them.

How to Figure Out Your Vehicles Value

Third-Party GuidesWe use a third-party guide to tell us what the base value of your vehicle is. This type of guide calculates what vehicles like your own are being bought and sold for throughout the region. That gives us some idea of what the value is right now. For this, we use the make and model of the vehicle and any other details about its features to determine the overall starting point for the value. We also use the vehicle’s VIN – this identification number helps us to track down details about your vehicle for verification.

Mileage: Vehicles with lower mileage are likely to last longer, making them a lower risk for lenders. However, you don’t have to have a low mileage car to refinance your existing auto loan. Mileage is a factor in determining the value of it, though. Generally, we only can refinance vehicles that have 150,000 miles or less.

Features: Some vehicles have added features and special technology that helps to make them a bit more valuable than others. Some of this comes from the make and model and any added package or trim that the manufacturer offered. T

Did a Previous Lender Tell You No?

It’s not uncommon to be turned down for auto loan refinancing. There are various lenders that offer it, but many of them have very specific criteria for lending.  That can limit your access in some situations. That’s also one of the reasons to turn to RefiJet. To learn more about our lender’s criteria, check out our Am I Eligible Page.

At RefiJet, we work with multiple lenders. The benefit here is that we analyze your needs and situation and identify the option that works best for you. There’s never a guarantee, of course, but many of our borrowers do obtain the loan options they need.

When Should You Consider Refinancing for Cars, Trucks, and SUVs?

It’s always wise to learn about the benefits refinancing your auto loan can offer to you. Then, weigh those benefits alongside what you are doing right now. Often, our clients find a variety of benefits to refinancing. This may include:

  • Reducing their monthly loan payment – on average, we help borrowers that are looking to reduce their monthly loan payment by $150*.
  • Reduce their interest rate – that can lead to potentially significant savings in the amount you pay to buy your vehicle, which may save you money over the lifetime of your ownership.
  • Secure better loan term – this can help to minimize the costs you are facing in the long term when owning a vehicle, sometimes helping you to tap into the value of your car for other needs.

If you want to save money on your auto loan or you just want to see what your options are, we encourage you to complete the form on our Get Started Now page.

Unsure of the Value of Your Car?

That’s okay. Our team will help you to determine the value of your car when you contact us. We recommend doing this as we use various tools and resources to figure out this information to ensure it is very accurate. What you find online from third party sites may not be accurate with our lenders.

Why Choose RefiJet?

Our goal is to make it easy for you to save money or to get the auto loan refinancing you need without the hassles and frustrations of working with several lenders to find the best deal yourself. You can count on us to offer more options in loans than some other providers. This may mean helping you to get a lower interest rate or to get a loan for your vehicle that other lenders will not cover.

To get started, talk to our team about refinancing for cars, truck, or SUV you own. Let us analyze your situation and help you find the best auto loan refinance option available.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us