Refinancing For Cars, Trucks, and SUVs

See if you qualify for a better loan for your car, truck, or SUV

Have you thought about the advantages of refinancing for cars, motorcycles, trucks, and SUVs? At RefiJet, we offer loan refinancing opportunities to people with a valuable vehicle in any of these areas. Each of the loan options we offer is specifically customized to meet your specific needs and, in addition to your credit, is based on your vehicle. For many vehicle owners, this is the ideal opportunity to save money, improve a budget plan, or just get more out of the value of your car.

Refinancing for Cars, Motorcycles, Trucks, and SUVs

At RefiJet, we work with most types of cars, trucks, and SUVs. If you financed the purchase of your vehicle and you’re interested in learning more about our refinancing opportunities, we encourage you to reach out to our team today. You can fill out the form on this page to get started.

Does Your Vehicle Qualify for Refinancing?

If you love your vehicle and want to keep it but not your current loan, refinancing could be a good option for you.  While our lending partner’s criteria varies from lender-to-lender, most look for a car that is newer than 10 years old and has less than 150,000 miles on it. Typically, there needs to be at least a $10,000 balance remaining on your current loan and you have made on-time payments for at least the last 6 months.

Your vehicle’s value is a big component in our ability to help you to obtain a new loan. In order for any lender to provide a loan to you – whether this is a first loan or a refinancing – they need to know your vehicle’s value.  The lower the ratio of your loan amount to the vehicle’s value, the less risk to the lender, so the better the terms they may offer.  At RefiJet, we work hard with you to determine what your vehicle is really worth. Various factors play a role in determining what that vehicle’s value is worth. Here is a look at some of them.

How to Figure Out Your Vehicles Value

Third-Party GuidesWe use a third-party guide to tell us what the base value of your vehicle is. This type of guide calculates what vehicles like your own are being bought and sold for throughout the region. That gives us some idea of what the value is right now. For this, we use the make and model of the vehicle and any other details about its features to determine the overall starting point for the value. We also use the vehicle’s VIN – this identification number helps us to track down details about your vehicle for verification.

Mileage: Vehicles with lower mileage are likely to last longer, making them a lower risk for lenders. However, you don’t have to have a low mileage car to refinance your existing auto loan. Mileage is a factor in determining the value of it, though. Generally, we only can refinance vehicles that have 150,000 miles or less.

Features: Some vehicles have added features and special technology that helps to make them a bit more valuable than others. Some of this comes from the make and model and any added package or trim that the manufacturer offered. T

Did a Previous Lender Tell You No?

It’s not uncommon to be turned down for auto loan refinancing. There are various lenders that offer it, but many of them have very specific criteria for lending.  That can limit your access in some situations. That’s also one of the reasons to turn to RefiJet. To learn more about our lender’s criteria, check out our Am I Eligible Page.

At RefiJet, we work with multiple lenders. The benefit here is that we analyze your needs and situation and identify the option that works best for you. There’s never a guarantee, of course, but many of our borrowers do obtain the loan options they need.

When Should You Consider Refinancing for Cars, Trucks, and SUVs?

It’s always wise to learn about the benefits refinancing your auto loan can offer to you. Then, weigh those benefits alongside what you are doing right now. Often, our clients find a variety of benefits to refinancing. This may include:

  • Reducing their monthly loan payment – on average, we help borrowers that are looking to reduce their monthly loan payment by $150*.
  • Reduce their interest rate – that can lead to potentially significant savings in the amount you pay to buy your vehicle, which may save you money over the lifetime of your ownership.
  • Secure better loan term – this can help to minimize the costs you are facing in the long term when owning a vehicle, sometimes helping you to tap into the value of your car for other needs.

If you want to save money on your auto loan or you just want to see what your options are, we encourage you to complete the form on our Get Started Now page.

Unsure of the Value of Your Car?

That’s okay. Our team will help you to determine the value of your car when you contact us. We recommend doing this as we use various tools and resources to figure out this information to ensure it is very accurate. What you find online from third party sites may not be accurate with our lenders.

Why Choose RefiJet?

Our goal is to make it easy for you to save money or to get the auto loan refinancing you need without the hassles and frustrations of working with several lenders to find the best deal yourself. You can count on us to offer more options in loans than some other providers. This may mean helping you to get a lower interest rate or to get a loan for your vehicle that other lenders will not cover.

To get started, talk to our team about refinancing for cars, truck, or SUV you own. Let us analyze your situation and help you find the best auto loan refinance option available.

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.


Some communications and disclosures with and by on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures. reserves the right, in its sole discretion, to stop providing Disclosures electronically. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Disclosures electronically, will send any future Disclosures to you in paper form.


The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying at Since is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.


In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.


This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

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