Kia Refinancing: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing your Kia with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Kia Refinancing – Save Money On Your Auto Loan

Refinancing a Kia auto loan may be one of the best things you do for yourself. If you have a loan through Kia Motors Finance, you may be paying too much for it. When it comes down to it, refinancing that loan could give you the freedom to save money, reduce how much you pay overall, and even take a break from a monthly payment. RefiJet makes it possible to do all of this and much more.

Why Is Kia Refinancing Such a Good Idea?

Every situation is different, but each borrower that works with us is sure to find at least one benefit to refinancing with us. What are you looking to do?

  • Get away from having a loan with Kia Motors Finance?
  • Postponing a payment for the next month?
  • Taking a co-borrower off your current loan?
  • Getting your leased car under an affordable loan?
  • Refinancing to save money?

From the Soul to the Optima RefiJet works with a wide range of borrowers to ensure you can get into an affordable auto loan. All you have to do is to reach out to us, inquire about available loans, and then work with our lenders. It is fast, affordable, and most certainly an easy way for many people to save money. Kia refinancing starts with reaching out to our team today.

Why Should I Refinance My Kia?

Making the decision to refinance your Kia Soul or your Kia Forte may be easier to do than you realize. Many times, our clients purchased their car through a loan lender or with a Kia Motors Finance loan. They thought it was a good deal at the time, but now they are looking for ways to make that loan a bit more affordable for them. We can help you at RefiJet. There are a few potential benefits that come from refinancing your Kia Sorento or any other Kia model you own.

Save Money Each Month: Do you want to lower your monthly payment on your Kia Optima? If so, refinance with us. We may be able to extend the terms of your loan or help you save some by lowering your interest rate. On average, we help our clients save $150 each and every month on their auto loans.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Get a Lower Interest Rate: How much is the APR on your existing loan? Cutting that down by a few percentage points may help you to save significantly overall. Our lenders typically offer interest rates that are lower than Kia Motors Finance loans. Why overpay? Instead, pay less and love your Kia Sorento that much more.

Get Some Cash out of Your Car: If you own a Kia Sportage or a Kia Forte with all of the extra features, you own a very valuable car. You may have paid down the car loan’s balance so far, but you may want to get some cash out of your car to use for other things. Dream vacation? Pay off some debt? No matter what you want to use it for, that’s your money you can use when you refinance with us.

Can I Refinance My Kia – How to Know If You Qualify

You’re interested in refinancing your Kia vehicle, but you don’t know if you will qualify. The good news is most of our lenders are happy to tell you what they are looking for in a car owner to determine if they can lend to you. This can differ from one lender to the next. Most of the time, lenders have some very specific requirements.

Kia Refinancing Eligibility

These are some of the requirements needed to be able to pre-qualify for refinancing a Kia.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

If that sounds like something you can do, we can help you. Keep in mind that you’ll still have to meet credit qualifications, but our lenders are very flexible.

How to Refinance a Kia – What About Credit?

Unsure if you will qualify for refinancing? Want to do without getting a nasty ding on your credit report? RefiJet can help you. Simply apply with us today. Kia refinancing only takes a few minutes to apply for and once you’re done you’ll know how much you can save. We don’t use a hard inquiry to get this information but rather a soft pull. That means you will not have a negative mark on your credit history to worry about later on.

How to Refinance a Kia

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

Thousands of Happy Customers

is Loading ......

Get Started on Refinancing a Kia Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

Kia refinancing Solutions to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us