Harley Davidson Refinancing: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Motorcycle Loan?

By refinancing your Harley Davidson with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Mini Refinancing – Save Money On Your Motorcycle Loan

There’s nothing quite like the feel of the Street 750 Harley Davidson on the open road. That is unless you have a Sporster that keeps you happy. One thing that may also make a big difference in your overall satisfaction is paying less for that experience. At Refijet, we may be able to help you with Harley Davidson refinancing.

Harley Davidson Motorcycles Are Valuable Investments You Don’t Want to Overpay On

From the high-end Touring to the Softail, there are some very valuable motorcycles that are a part of the Harley Davidson family. From the Street to the CVO and even the Trike, you’re spending a lot of money to have the luxury of enjoying the road. That’s just fine, but there’s no benefit or reason to overpay for this experience.

Refinancing Harley Davidson loans are one of the best ways to cut your costs and get an even bigger smile on your face the next time you plan a road trip. At RefiJet, we work with owners of most types of Harleys, no matter the way you use them.

Here’s the secret that most people don’t want to know. That Street 750 Harley Davidson or other model may have an interest rate that’s simply too high. Did you know that Harley Davidson Financial Services – who create many of the loans for buyers – tends to offer interest rates that are significantly higher than they need to be? While we can’t tell you if they overcharged you then, we can tell you how to save money by refinancing these loans.

We can often help you get a much lower interest rate on your Harley Davidson bike if you have a loan through Harley Davidson Financial Services.

Why Refinancing My Harley Davidson Makes So Much Sense

There are a wide range of benefits that may come from refinancing with us. You may see a significant amount of savings when you work with the team at RefiJet to get into a more affordable loan. It’s easy to see the benefits some of our other customers have had.

Get a Lower Interest Rate on Your Harley Davidson

Many of our clients are able to get a lower monthly payment because we are able to charge a lower interest rate. There are many reasons why we can offer a better rate to you:

  • Your credit may have improved since you bought the vehicle.
  • You may need to refinance less money, which may qualify you for a lower interest rate.
  • You may have gotten into the wrong loan with a super high-interest rate to start (that’s something we hear all of the time).

No matter what’s happened since you bought your Harley Davidson bike, there’s no sense in overpaying to own it. Refinancing Your Sportster or CVO now may help to significantly lower what you end up paying to buy that motorcycle in the long term.

Change Up the Ownership

Another reason some people want to refinance their motorcycle is because they need to remove or add a co-borrower. Perhaps you are no longer in need of a co-borrower and you don’t want any ownership concerns to arise. In that case, removing a co-borrower may be the route to take.

Some people benefit from refinancing and adding a co-borrower. If you know someone with good credit who wants to support you, this can help to significantly reduce your interest rate or make those monthly payments even better.

Lower Your Monthly Payment on Your Harley Davidson

If you’re making monthly payments that are stressing your budget, it’s time to make a change. You may not have to sell your bike. Instead, refinance your Harley Davidson with us. We save owners, on average, $150 a month on their payments across all vehicles. That’s a significant amount of savings especially when you spread it out over a year.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Why Refinance a Harley Davidson

“How can I refinance my Harley Davidson right now?” That’s the type of question we often receive. The good news is that you can do so rather easily with our team at RefiJet. Here’s what to think about to get started.

Do You Qualify for a Refinanced Loan?

Learning how to refinance a Harley starts here. You need to ensure lenders are willing to work with you. There are often some rules about who will qualify.

Harley Davidson Refinancing Eligibility

These are some of the requirements needed to be able to pre-qualify for refinancing a Harley Davidson.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

If you qualify in these areas, our team may be able to help you with the next step. The good news it is all easy.

Can I Refinance My Harley Davidson Street or Touring Without Hurting My Credit?

It’s a good thing to be concerned about your credit score. Applying for too many loans at one time can hurt it. That’s why RefiJet does not pull a full credit score on you. Rather, we use a soft credit pull. This does not impact your score and can provide you with information about what type and amount of a loan you qualify for through our lenders.

There’s no risk to you to find out if you qualify for Harley Davidson refinancing. You don’t have to take the loan once you apply if it does not fit your needs either.

Online or Over the Phone – Let RefiJet Help You with Harley Davidson Motorcycle Refinancing

To get started, complete the online application we have on the site. It takes a few minutes to provide us with information about your motorcycle or trike as well as your personal info. We can help you over the phone to do the same thing if you like.

When it comes to securing a low-interest loan on a Harley Davidson, put your trust in our lenders. Apply with us today.

How To Refinance a Harley Davidson

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

Thousands of Happy Customers

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Get Started on Refinancing a Harley Davidson Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

Harley Davidson refinancing solutions to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us