Your Guide to Understanding Your Extended Service Contract

What is an Extended Service Contract?

Extended Service Contracts (ESC) are a great way to protect the investment you made into your vehicle. You may have received a warranty when you purchased your vehicle, but that warranty is only valid for a certain amount of time. This is where an extended service contract comes in handy. After that warranty expires you will be on your own unless you add further protection – a.k.a an extended service contract. To simplify, ESCs are recommended in order to protect yourself from costly car repairs after your manufacturer warranty has expired.

Extended Service Contracts can save you money on costly repairs

Is an ESC worth my money?

With the advances we have seen added to vehicles, the costs of repair have gone through the roof. With these increases to repair prices, we have seen that more and more individuals opt-in to adding an extended service contract. The question you should ask yourself is, “will the potential cost of a repair be more than the additional fee I am paying for an extended service contract?” Typically, the cost of a contract is justifiable in comparison to the cost you would pay to repair your car. ESCs are one of the best ways to protect the value of your vehicle. But, be cautious of the standards that your provider has. You will want to make sure the company you go through follows best practices.

How RefiJet can help

Refinancing is one of the best ways to reduce your overall cost and/or monthly payments on your auto loan. RefiJet works with many top-notch lenders to ensure you are receiving the best possible loan. Within the refinance process, RefiJet also offers the addition of an ESC. If you want to avoid the surprising cost of a repair on your car, adding an ESC may be a great option for you!

RefiJet the Auto Refinance

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications and disclosures with and by RefiJet.com on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba RefiJet.com) at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures.

RefiJet.com reserves the right, in its sole discretion, to stop providing Disclosures electronically. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Disclosures electronically, RefiJet.com will send any future Disclosures to you in paper form.

YOUR CONSENT IS REQUIRED

The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with RefiJet.com on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from RefiJet.com, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying RefiJet.com at Info@RefiJet.com. Since RefiJet.com is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DISCLOSURES ELECTRONICALLY

In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.

MONTHLY PAYMENT REDUCTION CLAIM**

This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

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