Committed to Compliance

RefiJet has a comprehensive Compliance Management System to ensure compliance with the Consumer Financial Protection Bureau (CFPB), Federal Communications Commission (FCC),  Federal Trade Commission (FTC), and other applicable Federal and State regulations.  It’s important to us that we not only follow the letter of the law, but also the intent of the law.

Accordingly, we maintain a corporate culture of compliance that focuses on consumer protection at all stages of the refinance process, from our marketing communications, through the application process, to final loan documents and title perfection.  Our goal is always to make sure that the consumer has and understands accurate information about their loan options, is treated with respect, and can be confident that their personal information is being protected.

RefiJet’s Compliance Management System

Our Compliance Management System consists of key elements such as, but not limited to:

  • Formal, written Policies and Procedures that are regularly updated.
  • Board and executive oversight
  • Operations and compliance monitoring and auditing
  • Data security program, including physical, administrative, and technical security measures, data backup and retention policies, and disaster recovery plans
  • Formal Consumer Complaint Management Process
  • Formal initial and ongoing training program for employees

RefiJet has earned the participation of industry-leading lenders due to the strength of its regulatory compliance.

RefiJet Follows Regulations

Regulations:

Regulators:

 

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications and disclosures with and by RefiJet.com on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba RefiJet.com) at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures.

RefiJet.com reserves the right, in its sole discretion, to stop providing Disclosures electronically. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Disclosures electronically, RefiJet.com will send any future Disclosures to you in paper form.

YOUR CONSENT IS REQUIRED

The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with RefiJet.com on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from RefiJet.com, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying RefiJet.com at Info@RefiJet.com. Since RefiJet.com is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DISCLOSURES ELECTRONICALLY

In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.

MONTHLY PAYMENT REDUCTION CLAIM**

This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

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