Car Refinance

See if you qualify for a Car loan

Have you ever wondered about car refinance?   RefiJet makes it fast and easy to explore your options to refinance your car.  We evaluate your specific credit situation, financial needs, and vehicle value. Then with just one call, we present you with various options for which you qualify.  Refinancing is a practical way to save money, manage a budget, adjust to a new life situation, or just get a better loan for your current needs.

Car Refinance 

If you want to find out about your auto loan refinancing options, all it takes is contacting RefiJet.  Just fill out our Get Started Form.  Then we will give you a call to gather more information and identify the various options for which you qualify.  Since we work with multiple lenders, we can typically find an option that will meet your specific needs and put you in a better position.

Does Your Car Qualify for Refinancing?

If you love your car and want to keep it, but you don’t love your current loan, refinancing could be a good option for you.  If your vehicle is less than 10 years old and has less than 150,000 miles on it, it will typically qualify for refinancing.

Do You Have Good Loan Payment History?

If you are up-to-date on your current loan and you have made on-time payments for at least the last 6 months, you are in a strong position to refinance your loan.  When you can demonstrate strong payment history on your current loan, new lenders tend to be more interested in offering you a new loan with better terms.

How Much Can You Refinance

The value of your car is a large factor in the amount you can refinance.  Lenders consider the Loan-to-Value (LTV) ratio when making decisions about the terms they will offer.  When you work with RefiJet, we determine an accurate value of your car so the lender can evaluate the LTV ratio.  The lower the ratio of the loan amount to the vehicle value, the lower the risk to the lender.  The lower the risk, the better the loan terms for you.

Multiple factors are involved in evaluating your vehicle’s value.  We use a third-party guide to define the value of your car. These guides calculate your car’s value based on the actual selling prices of similar vehicles in the marketplace. We start with the vehicle’s VIN – a unique identification number.  The VIN automatically provide us with details about your vehicle and is the first piece of information used to obtain a value from the guide.  Then, we gather additional information from you regarding:


Vehicles with lower mileage are likely to last longer.  They also tend to have a higher value compared to a similar car with higher mileage.  Mileage affects the level of risk for the lender. However, as long as your vehicle has less than 150,000 miles on it, but it will likely qualify for refinancing.


Your car’s value is based on the specific make, model, year, and mileage.  These factors define the base value.  Then, we consider the additional manufacturer features that were included on the vehicle when it was built.  When we evaluate your car’s value using a third-party guide, we will review information from the VIN regarding standard features, plus we will discuss the various vehicle options with you.  We want to make sure we have an accurate description of your specific vehicle, so the value is accurate for the lender.

With all this information, the third-party guide defines the car’s “book” value the vehicle that the lender uses.

Can I qualify for auto loan refinancing?

Even if your credit isn’t perfect, RefiJet may have some options for you.  We work with many industry-leading lenders that may not be working with other refinance companies.  RefiJet can offer unique options competitors can’t.  Top lenders work with RefiJet because of the strength of our program and our customer service.  Even if you think you are a tough case, we can probably offer you some options.  If you think your credit situation has improved a lot since you originally got your loan, our options may be significantly better than your current loan.

When Should You Consider Car Refinance?

It doesn’t cost anything to evaluate your options with RefiJet.  That means anytime is a good time to consider refinancing!  When you talk with RefiJet, we can help you identify the benefits of refinancing, such as:

  • Reduce your monthly loan payment – on average, we help borrowers that are looking to reduce their monthly loan payment by $150*.
  • Reduce your interest rate – achieve potentially significant savings in the amount of interest you pay on your auto loan, which may save you money over the lifetime of your ownership.
  • Obtain a better loan term – this can help to dramatically reduce the amount of your monthly payment, helping you manage your monthly budget.
  • Add or remove a borrower from the loan – Either way, you can end up with the best loan to fit your current needs and situation.

If you want to save money on your monthly payment, get a better loan for your situation, or just want to see what your options are, we encourage you to complete the form on this page.  Then, with a short call with RefiJet, we will describe the options that are available to meet your goals.

Why Choose RefiJet for Car Refinance?

Our goal is to put you in the best position for which you qualify.  We work with multiple leading lenders.  We can identify your options all at once and provide you with offers right away.  All you have to do is pick the option that works best for you and sign the loan documents.  We do all the rest.  You get to move into a better loan quickly and easily!  You don’t have to deal with investigating all the various options yourself.  You don’t have to create online accounts or fill out long forms.  We do that work for you!

Get started, fill out the short contact form, then talk to our team about refinancing your car. Let us analyze your situation and help you find the best auto loan refinance option for you.

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.


Some communications and disclosures with and by on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures. reserves the right, in its sole discretion, to stop providing Disclosures electronically. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Disclosures electronically, will send any future Disclosures to you in paper form.


The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying at Since is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.


In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.


This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

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