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Car Refinance: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Car
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Have you ever wondered about car refinance?   RefiJet makes it fast and easy to explore your options to refinance your car.  We evaluate your specific credit situation, financial needs, and vehicle value. Then with just one call, we present you with various options for which you qualify.  Refinancing is a practical way to save money, manage a budget, adjust to a new life situation, or just get a better loan for your current needs.

Car Refinance 

If you want to find out about your auto loan refinancing options, all it takes is contacting RefiJet.  Just fill out our Get Started Form.  Then we will give you a call to gather more information and identify the various options for which you qualify.  Since we work with multiple lenders, we can typically find an option that will meet your specific needs and put you in a better position.

Does Your Car Qualify for Refinancing?

If you love your car and want to keep it, but you don’t love your current loan, refinancing could be a good option for you.  If your vehicle is less than 10 years old and has less than 150,000 miles on it, it will typically qualify for refinancing.

Do You Have Good Loan Payment History?

If you are up-to-date on your current loan and you have made on-time payments for at least the last 6 months, you are in a strong position to refinance your loan.  When you can demonstrate strong payment history on your current loan, new lenders tend to be more interested in offering you a new loan with better terms.

How Much Can You Refinance

The value of your car is a large factor in the amount you can refinance.  Lenders consider the Loan-to-Value (LTV) ratio when making decisions about the terms they will offer.  When you work with RefiJet, we determine an accurate value of your car so the lender can evaluate the LTV ratio.  The lower the ratio of the loan amount to the vehicle value, the lower the risk to the lender.  The lower the risk, the better the loan terms for you.

Multiple factors are involved in evaluating your vehicle’s value.  We use a third-party guide to define the value of your car. These guides calculate your car’s value based on the actual selling prices of similar vehicles in the marketplace. We start with the vehicle’s VIN – a unique identification number.  The VIN automatically provide us with details about your vehicle and is the first piece of information used to obtain a value from the guide.  Then, we gather additional information from you regarding:

Mileage:

Vehicles with lower mileage are likely to last longer.  They also tend to have a higher value compared to a similar car with higher mileage.  Mileage affects the level of risk for the lender. However, as long as your vehicle has less than 150,000 miles on it, but it will likely qualify for refinancing.

Features: 

Your car’s value is based on the specific make, model, year, and mileage.  These factors define the base value.  Then, we consider the additional manufacturer features that were included on the vehicle when it was built.  When we evaluate your car’s value using a third-party guide, we will review information from the VIN regarding standard features, plus we will discuss the various vehicle options with you.  We want to make sure we have an accurate description of your specific vehicle, so the value is accurate for the lender.

With all this information, the third-party guide defines the car’s “book” value the vehicle that the lender uses.

Can I qualify for auto loan refinancing?

Even if your credit isn’t perfect, RefiJet may have some options for you.  We work with many industry-leading lenders that may not be working with other refinance companies.  RefiJet can offer unique options competitors can’t.  Top lenders work with RefiJet because of the strength of our program and our customer service.  Even if you think you are a tough case, we can probably offer you some options.  If you think your credit situation has improved a lot since you originally got your loan, our options may be significantly better than your current loan.

When Should You Consider Car Refinance?

It doesn’t cost anything to evaluate your options with RefiJet.  That means anytime is a good time to consider refinancing!  When you talk with RefiJet, we can help you identify the benefits of refinancing, such as:

  • Reduce your monthly loan payment – on average, we help borrowers that are looking to reduce their monthly loan payment by $150*.
  • Reduce your interest rate – achieve potentially significant savings in the amount of interest you pay on your auto loan, which may save you money over the lifetime of your ownership.
  • Obtain a better loan term – this can help to dramatically reduce the amount of your monthly payment, helping you manage your monthly budget.
  • Add or remove a borrower from the loan – Either way, you can end up with the best loan to fit your current needs and situation.

If you want to save money on your monthly payment, get a better loan for your situation, or just want to see what your options are, we encourage you to complete the form on this page.  Then, with a short call with RefiJet, we will describe the options that are available to meet your goals.

Why Choose RefiJet for Car Refinance?

Our goal is to put you in the best position for which you qualify.  We work with multiple leading lenders.  We can identify your options all at once and provide you with offers right away.  All you have to do is pick the option that works best for you and sign the loan documents.  We do all the rest.  You get to move into a better loan quickly and easily!  You don’t have to deal with investigating all the various options yourself.  You don’t have to create online accounts or fill out long forms.  We do that work for you!

Get started, fill out the short contact form, then talk to our team about refinancing your car. Let us analyze your situation and help you find the best auto loan refinance option for you.

How to Refinance Your Car

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Get Started on Refinancing Your Car Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of car refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents  electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.