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Car Refinance Rates Are the Lowest in Years: Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Car Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Auto loan rates change often. Finding a lower interest rate for a new car refinance loan that fits your needs may help you save money or better meet your goals. RefiJet may be able to provide access to better car refinance rates than what you have on your current auto loan. If your existing loan doesn’t fit your needs because it’s too expensive, let’s take a closer look at how we can help you.

To learn how RefiJet’s may be able to help you, complete our form here. You’ll then receive personalized car refinance rates available. We gather this information using a soft pull, which does not impact your credit score. It allows us to provide customized loan options based on your credit. That saves you time on learning what your options are.

Looking for a Better Car Loan?

What Are Car Refinance Rates?

Car refinance rates are the current interest rates issued by lenders who offer to refinance existing car loans. When refinancing, you’ll replace the existing loan with a new one. That may mean a different term, different interest rates, and sometimes other features change. The current rates available depend on many factors, including market conditions.

These rates may change over time. That may mean that you act quickly before the interest rates change when you are shopping for a new auto loan to refinance with. Our partner lenders may offer the loan to you for a set number of days to hold existing rates in place for just that length of time. Act within it to help minimize the risk of losing the rate.

Months

Months

Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

It’s up to you to determine when you should refinance a car loan based on your individual circumstances. Take a closer look at the existing loan you have now. What are the current terms? Do you have an interest rate that is higher than what current car refinancing rates are? If current offers include a lower interest rate, that may mean you’ll pay less to purchase your car over time. It may help you lower your monthly car payment, too. You may qualify for a loan that better fits your monthly budget. If the loan is more affordable to you or makes it a bit easier to make your payments each month, it may be worth refinancing a car loan.

Car Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for car loan refinancing.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

What Factors Determine the Car Refinancing Rates You Receive?

Lenders take a good look at your credit history to determine what they can offer to you. Lenders typically want to be sure they loan money to people who will pay it back. To determine that, they look at your past credit history. The interest rate offered to you may depend on multiple factors, including your credit score, debt-to-income ratio, and your employment history. Lenders may also take into consideration how long you wish to refinance your car loan for – a longer term may mean a lower monthly payment.

Each lender is a bit different. RefiJet helps you obtain offers from a nationwide network of lenders. That means you may receive more than one loan offer. You may notice different interest rates and terms associated with each offer. That’s because each lender sets their own qualifications and requirements for various rates they offer.

Do You Qualify to Refinance Your Car Loan?

The best way to find out is to fill out a basic form here on RefiJet that lets us to do a soft credit pull. There’s no damage to your credit score from a soft pull. It does allow us to pull together multiple offers (most often) from lenders who want to work with you.

Car loans may be dependent on a person’s credit score. If you have bad credit, it may be harder to obtain a loan, or you may have higher car loan refinancing rates.

Other factors beyond credit may play a role in your ability to qualify for a car loan refinancing. For example, how old is your car and what is it worth? Some loans are available to those who have a car that’s valued over a certain amount.

Simple Process

1
Talk to Our Car Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

How Does RefiJet Work to Help You Get Current Car Refinancing Rates?

RefiJet sets out to provide you with the information and support you need to find out if refinancing is a good option in your situation. Many factors impact this, including available rates from lenders. Here are some things to keep in mind.

  • Nationwide Network of Lenders: We work with numerous lenders offering auto loans right now. With multiple potential lenders, you may be able to access rates and terms that fit your needs.
  • Soft Credit Pull: Loans are often based on credit qualifications. We do only a soft credit pull that doesn’t hurt your credit score but does provide information about the loans you may qualify for – and that means you don’t have to apply on your own to multiple lenders.
  • Find the Best Rates Available: We’ll work closely with you to determine available loans that fit your needs. Our goal is to present you with multiple loan offers you can compare to determine which offers the terms you desire.

Are you ready to learn more about available car refinancing rates? Get started now by simply completing the form below.

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & delivers quick quotes at competitive rates.

RefiJet has auto refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact to your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.