Auto Refinance Blog

The Best Articles & Tips About Refinancing A Car Loan

RefiJet Offering Families Holiday Relief on Monthly Payments

Leading Auto Loan Refinance Company Educating Borrowers on Opportunity to “Take a Vacation” from Auto Loans RefiJet, one of the nation’s fastest-growing auto loan refinancing companies, is using its rapidly […]

5-Year Anniversary

RefiJet, a nationwide auto refinance program, is celebrating its five-year anniversary of operations on October 1. Since its inception, the Company has experienced significant growth in the number of loans […]

RefiJet Listed as Finalist for Better Business Bureau Honor

Leading Auto Loan Refinance Company Among Finalists for BBB’s 2021 Torch Awards DENVER, Colorado  – RefiJet, one of the nation’s fastest-growing auto loan refinancing companies, is celebrating its latest recognition […]

RefiJet Earns First Inc. 5000 Appearance in First Year of Eligibility

Leading Auto Loan Refinance Company Included in 2021 Rankings for Inc. Magazine’s Annual List  DENVER, Colorado (August 18, 2021) – RefiJet, one of the nation’s fastest emerging auto loan refinancing […]

RefiJet Named One of Denver’s “Best Places to Work” in 2021

Leading Auto Loan Refinance Company Honored by Denver Business Journal DENVER, Colorado (May 12, 2021) – RefiJet, one of the nation’s fastest-growing auto loan refinancing companies, earns its latest recognition […]

RefiJet Helps Feed 1,000 Families for One Month Through Local Food Drive

Leading Auto Loan Refinance Company Organizes ‘Culture Club’ to Inspire Community Outreach DENVER – (May 7, 2021) – RefiJet, one of the nation’s fastest-growing auto loan refinancing companies, is capitalizing […]

RefiJet and 919 Marketing Announce Partnership

The Auto Loan Refinance Company and Marketing and PR Agency Partner to Drive National Awareness RefiJet, one of America’s fastest-growing auto refinance companies, has engaged 919 Marketing, a leading national […]

Starting 2021 in a New Office

RefiJet Auto Loan Refinance Program Starts 2021 in a New, Larger Facility Denver, Colorado – (January 13, 2021) – Yield Solutions Group, LLC, known as RefiJet by consumers, has moved […]

RefiJet Shares Expertise at Auto Finance Innovators Forum

Denver, Colorado – (October 12, 2020) – Lightico, a real-time customer collaboration platform, has invited Reid Rubenstein, Managing Partner and Founder of RefiJet, to participate in its Auto Finance Innovators […]

Auto Refinance Experts RefiJet Launch Spanish Website to Better Serve the Latinx Community

RefiJet is pleased to launch a Spanish version of its website, RefiJet.com/es. The website offers information and tools to help Spanish-speaking consumers determine whether refinancing an auto loan is right for […]

RefiJet Auto Loan Refinance Program shares industry expertise at CUDirect Webinar

Based on RefiJet’s industry-leading position in the auto refinance market, RefiJet Managing Partner and Co-Founder, Reid Rubenstein, is presenting at Origence’s upcoming webinar, How to Become an Industry Leader in […]

Road Trip Suggestions During COVID-19

Road-tripping during a pandemic doesn’t have to be a challenge. But, there are a few road trip suggestions you should take into consideration before your next outing. First things first, […]

Road Trip Safely During COVID

For many, summer vacations, fall trips, and holiday weekends may not happen in the way they’ve been happening in previous years. This year, you may not be hopping on a […]

Auto Refinancing During COVID

Coronavirus has changed nearly every aspect of our lives and auto refinancing during COVID is no different.  The pandemic affects how we work, how we play, where we go, and […]

Cleaning Your Car During COVID

Even as many people find themselves spending more time at home during the COVID-19 pandemic, there’s no doubt you’ll have to go from place to place throughout this period. Unless […]

Car Maintenance During COVID

Many people have cut down on the amount of driving they are doing due to stay-at-home orders and being able to work from home. In fact, some auto insurance companies […]

RefiJet Partners with New Auto Refinance Broker Program

RefiJet partners with Origence to assist credit unions in gaining more auto refinance loans Denver, Colorado (June 25th, 2020).  RefiJet, the nation’s leading auto refinance company, has entered into a […]

Employee Training

New Employee Training The RefiJet employee training program is a very detailed important piece to our business. We are lucky and grateful that throughout the COVID-19 pandemic, we have been […]

Auto Refinance Program Expanding Due to Demand During Coronavirus

During the difficult time created by the COVID-19 pandemic, consumers are looking for fast ways to manage their personal finances. Refinancing auto loans is a strategic solution. RefiJet, a Denver-based […]

10 Things to do in Quarantine

In times like these, your creativity is put to the test! Your everyday routine is thrown out-of-whack and boredom starts to creep in. That’s why we decided to share with […]

Factors That Affect Auto Refinancing

  Several Factors That Affect Auto Refinancing   Have things changed since you first purchased your vehicle? Have you increased your credit score and lowered your debt-to-income ratio (DTI)? Great! […]

Paying Off Debt

I recently inherited $20,000. I know…it is a great problem to have, but I really need some advice for paying off debt! I currently have a $25,000 car loan at […]

RefiJet Auto Loan Refinance Program Earns LendingTree #1 Customer Satisfaction Rating—Again

In Q4 of 2019, and for the 5th consecutive quarter in a row, RefiJet is proud to have been recognized by LendingTree as #1 in Customer Satisfaction for Auto Refinance. RefiJet has […]

RefiJet Launches New Branding for Its Auto Loan Refinance Program

Denver, Colorado – (December 13, 2019) – RefiJet is pleased to launch a comprehensive new brand, consisting of a new logo as well as an updated, expanded website.  The new […]

Auto Loan Refinance Experts RefiJet Sponsor PROJECT OUR TOWN Weekend of Action

Denver, Colorado – October 29, 2019 – Mirroring its mission of putting consumers in the best position for which they qualify with a new auto refinance loan, RefiJet, a Denver-based […]

Your Guide to Understanding Your Extended Service Contract

What is an Extended Service Contract? Extended Service Contracts (ESC) are a great way to protect the investment you made into your vehicle. You may have received a warranty when […]

Is GAP Coverage Something You Should Consider?

What is GAP Coverage and do I need it? Simply put, GAP coverage is an optional feature that will cover the “gap” between what your insurance will pay and the […]

RefiJet Has an A+ Rating From BBB

Auto Loan Refinance Experts, RefiJet, Recognized for High Customer Satisfaction Denver, Colorado – (September 20, 2019) – RefiJet is committed to putting the customer in the best position for which […]

Secrets Behind Celebrities and Their Cars

In the web series “Comedians in Cars Getting Coffee,” Jerry Seinfeld invites a fellow comedian for a drive, coffee, and conversation.  In each episode—72 in all—he selects a vintage car […]

What Car Options Hold Value at Resale?

You may be on the hunt for your perfect car, but it’s not a bad idea to also consider which options will help your car hold the most value when […]

What Will Drive the Next Big Car Trend?

The next big car trend is difficult to predict. We’ve been seeing hybrids cars, on-board GPS systems, and back-up cameras for years.  Newer innovations, like all-electric vehicles, are on the […]

10 Ways to Spruce Up Your Garage

The home renovation spree—made popular by HGTV shows like Fixer Upper and Property Brothers—is in full force as many people resist moving to larger, more expensive quarters in favor of […]

What’s the Deal With No-Haggle Pricing?

Buying a new or pre-owned car at the dealership can be a stressful experience. You can be totally excited at the prospect of owning that shiny new vehicle, but downright […]

Are You Upside-Down on Your Car Loan?

First, a definition. What does the phrase “upside-down” or “underwater” actually mean when it comes to a car loan? The problem arises when the borrower owes more money on their […]

Who Will Take a Chance on You?

Here’s a question we’re often asked: if lenders are all drawing credit reports from the same three credit bureaus—Experian, Equifax and TransUnion—why do some lenders accept and others reject my […]

Learn the Truth About Identity Theft

You may think getting your identity stolen is a “one in a million” type of thing—maybe it does happen to people, but the chance of it actually happening to you […]

Refinance or Trade-In Your Car?

The question to refinance or trade-in your car can be challenging to answer. If your car loan payments have become too difficult for you—perhaps because of a change in your […]

Your Guide to Cracking the Code on Insurance

Before you decide to purchase that new (or new to you) car, you have to think about insurance. If you’re a new driver or have never considered the “ins and […]

Refinancing? You’re in the Driver’s Seat!

Improving “the customer experience” is the name of the game in business these days. Companies are falling all over each other to stand out from the competition, say, by offering […]

How to Bookout Your Car

There will come a time when you need to bookout your car. Say you are looking to trade-in your car, refinance for a better rate, or sell your car on […]

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us