Category: Blog

10 Things to do in Quarantine

In times like these, your creativity is put to the test! Your everyday routine is thrown out-of-whack and boredom starts to creep in. That’s why we decided to share with […]

Factors That Affect Auto Refinancing

  Several Factors That Affect Auto Refinancing   Have things changed since you first purchased your vehicle? Have you increased your credit score and lowered your debt-to-income ratio (DTI)? Great! […]

Auto Loan Refinance Experts RefiJet Sponsor PROJECT OUR TOWN Weekend of Action

Denver, Colorado – October 29, 2019 – Mirroring its mission of putting consumers in the best position for which they qualify with a new auto refinance loan, RefiJet, a Denver-based […]

Your Guide to Understanding Your Extended Service Contract

What is an Extended Service Contract? Extended Service Contracts (ESC) are a great way to protect the investment you made into your vehicle. You may have received a warranty when […]

Is GAP Coverage Something You Should Consider?

What is GAP Coverage and do I need it? Simply put, GAP coverage is an optional feature that will cover the “gap” between what your insurance will pay and the […]

RefiJet Has an A+ Rating From BBB

Auto Loan Refinance Experts, RefiJet, Recognized for High Customer Satisfaction Denver, Colorado – (September 20, 2019) – RefiJet is committed to putting the customer in the best position for which […]

Secrets Behind Celebrities and Their Cars

In the web series “Comedians in Cars Getting Coffee,” Jerry Seinfeld invites a fellow comedian for a drive, coffee, and conversation.  In each episode—72 in all—he selects a vintage car […]

What Car Options Hold Value at Resale?

You may be on the hunt for your perfect car, but it’s not a bad idea to also consider which options will help your car hold the most value when […]

What Will Drive the Next Big Car Trend?

The next big car trend is difficult to predict. We’ve been seeing hybrids cars, on-board GPS systems, and back-up cameras for years.  Newer innovations, like all-electric vehicles, are on the […]

10 Ways to Spruce Up Your Garage

The home renovation spree—made popular by HGTV shows like Fixer Upper and Property Brothers—is in full force as many people resist moving to larger, more expensive quarters in favor of […]

What’s the Deal With No-Haggle Pricing?

Buying a new or pre-owned car at the dealership can be a stressful experience. You can be totally excited at the prospect of owning that shiny new vehicle, but downright […]

Are You Upside-Down on Your Car Loan?

First, a definition. What does the phrase “upside-down” or “underwater” actually mean when it comes to a car loan? The problem arises when the borrower owes more money on their […]

Who Will Take a Chance on You?

Here’s a question we’re often asked: if lenders are all drawing credit reports from the same three credit bureaus—Experian, Equifax and TransUnion—why do some lenders accept and others reject my […]

Learn the Truth About Identity Theft

You may think getting your identity stolen is a “one in a million” type of thing—maybe it does happen to people, but the chance of it actually happening to you […]

Refinance or Trade-In Your Car?

The question to refinance or trade-in your car can be challenging to answer. If your car loan payments have become too difficult for you—perhaps because of a change in your […]

Your Guide to Cracking the Code on Insurance

Before you decide to purchase that new (or new to you) car, you have to think about insurance. If you’re a new driver or have never considered the “ins and […]

Refinancing? You’re in the Driver’s Seat!

Improving “the customer experience” is the name of the game in business these days. Companies are falling all over each other to stand out from the competition, say, by offering […]

How to Bookout Your Car

There will come a time when you need to bookout your car. Say you are looking to trade-in your car, refinance for a better rate, or sell your car on […]

What is Simple Interest Anyway?

It’s one of those rare quiet days today at the office. Seems like the perfect time to talk about car loans and simple interest. Armed with this knowledge, you can […]

Understanding Your Car Loan Agreement

You’ve successfully negotiated the purchase of your new car. Congratulations! Owning a car is a major source of pride and accomplishment for most Americans, and if you live in an […]

Four Ways to Get the Most Out of Your Service Contract

What to Expect out of an Extended Service Contract When you purchase a car you will typically be asked whether you want to buy an extended service contract (ESC.) An […]

Five Tips for Insuring Your Teenage Driver

Nothing is more harrowing for a parent than the first time you get in the car with your brand-new teenage driver. Our advice is to start in the very biggest […]

The Five Basics of Good Car Maintenance

You’ve just bought yourself a new car. Take some time to enjoy it!  Chances are, it will drive just beautifully for a long time to come. But even if your […]

Top Tips and Tricks to Managing Your Credit

Can a Poor Credit Report be Fixed? You may have heard about the benefits of refinancing your car loan. With little effort, you could end up saving hundreds or even […]

LINGO and ACRONYMS and JARGON, OH MY!

You know the feeling…the first few weeks in a new job and everyone speaks in what feels like a foreign language jumbled together with secret codes and random letters that […]

10-Year Cars

Driving for the Long Haul When you’re looking to purchase a new car, its value 10 or 15 years down the road may be the last thing on your mind! […]

Lease Buy-Out

Should You Do a Lease Buy-Out? Are you one of those people who gets very attached to your car?  If so, you are not alone! When leasing a car, most […]

Car Trips and Character Judgments

For most of the country, the trees haven’t had leaves for months, the old snow is black and dirty, the grass is dead and, I don’t know about you, but […]

Want a Lower Car Payment? It is Easier than You Might Think!

If you are like most people, you want a lower car payment. The loan you choose is a big decision because it determines the amount of your monthly payments, your […]

The Story of Life, One Car at a Time

One could easily make a timeline of their life by the cars they’ve driven. We remember life by experiences, many of which involve our cars. Family vacations, first dates, driving […]

Auto Refinancing: A Great Option for People With Bad Credit

Auto refinancing with bad credit is possible…if lower interest rates, better payment terms, affordable monthly payments, or the possibility of putting off your next car payment for a month or […]

GREAT NEWS! THE 2018 HOLIDAYS HAVE BEEN NAMED THE “SEASON OF COOL STUFF FOR OUR CARS!”

By who? Me. Just now. Because who doesn’t like cool car stuff? And, from a great gadget under 20 bucks, to something awesomely extravagant, there truly is something for everyone! […]

4 Key Steps for Getting Your Vehicle Refinanced

There are many reasons why refinancing your car loan can be a smart financial move. Maybe you think you can lower your interest rate. Or, your financial situation may have […]

When Should You Consider Refinancing Your Vehicle?

Refinancing can be a great financial management strategy, but a lot of people think it isn’t an option. RefiJet is here to help you answer the question, when should you […]

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us