RefiJet one of the Best Auto Refinance Companies: Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Working with the best auto refinance companies is critical if you plan to refinance your existing auto loan. You need a company you can trust that is going to offer you competitive loan options to fit your financial goals. How do you know who to turn to and trust? RefiJet works hard to ensure you have options by prescreening your information against the criteria of multiple lenders nationwide. Before you choose, learn what we can do for you.

Looking for a Better Auto Loan?

Ready to find out how we can help you? If you know you need an auto refinance loan and want a personalized quote, it takes just a few minutes. Simply fill out our form now, and we’ll provide you with options that match your unique situation and loan requirements. It’s fast and easy – and it is customized to meet your needs. There’s no better way to find out what you qualify for than working with us right now. If you qualify, we will provide you with a list of auto refinance loans to select from based on your goals – lowering your payment, lowering your interest, or other opportunities that may be available.

Which Are the Best Auto Refinance Companies?

Is there one lender that is always better than the next? No, not in most situations. Whether you choose to work with your local lender, RefiJet, or another finance company, there are some things you need to consider when it comes to the best auto refinance companies out there. The question is, what makes some companies a better fit for your needs? Here are some factors to keep in mind as you compare

Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for auto loan refinancing.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Credit Scores and Reports

Nearly all lenders need to have access to your credit report and credit score before they can decide about whether or not to lend to you. However, some companies use a soft pull rather than a hard inquiry. What is the difference? A soft pull does not harm your credit score. It provides information to lenders about who you are and what your creditworthiness is likely to be but doesn’t show up as an inquiry on your credit report. That’s what we use at RefiJet to provide you with a list of available offers that may fit your needs.

On the other hand, a hard inquiry may affect your credit score. Once we provide you with information on the options for which you likely qualify, then you can decide if you want to proceed with having RefiJet submit your application to the lender for approval. Only then, and with your permission, will there be a hard pull on your credit.

Refinance Rates

Let’s face it – most people who want to refinance their auto loan need and want a low rate. As you compare all the companies out there, be sure to look at interest rates carefully. The lowest rates mean the best possible opportunity to provide you with an affordable loan – low rates can mean lower payments and less interest building over time on the loan. Low rates mean a less expensive loan – and that means it costs less to pay for your vehicle. When refinancing your auto loan keep in mind that rates may change over time, and that change could impact your qualifications or the benefits a loan may offer to you.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Loan Terms

A longer-term on a loan may provide you with a bit more flexibility. For example, when you refinance your loan, you may be able to extend the loan term. That typically means payments are smaller because you have more time to pay off the debt. Longer terms are a good thing for those who want to reduce what they are paying each month. However, when you consider a longer-term, be sure to consider the overall cost of financing, which is the total interest charged over the life of the loan.

Loan Amounts

It is a good idea to know if the lender requires a specific loan amount as the minimum. Many times, it is not financially beneficial to a lender to offer to refinance the loan if the amount owed is very low. Many lenders have a minimum loan amount to consider. If you are unsure about loan amounts, look at your current loan to determine how much you owe.

Car Worth

How much your car is worth also plays a role in the availability of auto loan refinancing options. It is important to note that most lenders will extend a loan based on what a car is worth at the time of setting the terms of the loan. If your car is no longer valuable, perhaps because of an accident, the mileage is extremely high, or the vehicle is very old, the lender is unlikely to offer a loan to you. If your car is not worth at least the value of the existing loan, that may also play a role in the availability of auto refinancing opportunities.

Good Customer Service

As you think about which company to work with when it comes time to refinance an auto loan, there are many things that matter, but customer service should be one of the things you do not overlook in terms of importance. Having a team, you can call and talk to when there is a concern is very important. Many times, borrowers want to be able to refinance their loan fast and easily, but they need a few questions answered or want to talk to someone over the phone. RefiJet makes that possible. We aim to provide exceptional customer service to our customers every time they reach out to us! We have live auto refinance experts with whom you can speak when you need information or assistance.

Simple Process

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Prequalified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Do You Have Questions about the Best Auto Refinance Companies?

You need an auto loan that works for your needs now, and in the future, so you don’t have to worry that you did not obtain the best loan possible. RefiJet can make that possible. Here are some answers to borrowers’ common questions about the process and the lenders they work with to help you refinance.

Can you refinance your auto loan?

Your ability to refinance depends on factors such as your credit history and strength, your income, and the value of your collateral. Each lender has slightly different guidelines for what they will approve and how they set loan terms, such as interest rate, maximum amount financed, and maximum loan term. When you start to refinance with RefiJet, we evaluate your situation against all our Lenders’ criteria to find the best options for which you qualify. There are some situations where there isn’t an option that gets you a lower rate or when there isn’t a lender who will allow a high mileage vehicle, but we will let you know your options. If you don’t qualify at first, we are happy to re-evaluate your options at a later time when your situation has changed.

Should you refinance a loan to a new lender?

First, start by identifying your financial goal. It makes sense to evaluate refinance options if you feel your credit or income has improved, you want to add or remove a co-borrower, you want to add protection products, such as GAP or Extended Service Contract, or you feel you didn’t get the best loan structure when you purchased your vehicle. Or, if you are about to end a lease and want to purchase the vehicle, a refinance loan can help you do that.

Do all lenders work with all credit scores?

No, that’s not always the case. There are plenty of lenders that will only work with people who have excellent credit scores. You may find an lender that is willing to work with you if your score is less than perfect. The key is to know that at RefiJet, you are going to get offers customized to you. These are lenders willing and able to work specifically with you based on your current credit score as well as other factors.

Can you refinance with the original loan lender?

In some cases, you may be able to do that. However, many lenders won’t refinance their own loans. It’s often wise to consider what’s out there from multiple lenders before deciding on which offer is best for you.

How RefiJet Works

Let’s face it – you have a lot of options when it comes to applying for car loans, credit cards, and mortgages. It’s not always easy to see how one company stands out from the rest. While you may want to work with the best auto refinance companies, you also want to know what makes them truly the best.

Here are some important facts about RefiJet that may help you make the best decision for your needs.

A Solid BBB Rating

Aside from the products and services we offer, RefiJet is committed to industry-leading customer service. That is just one of the reasons we have an A+ rating with the Better Business Bureau. We also have the highest rating of any auto refinance company on LendingTree based on our customer service. So what does that mean to you?

  • Our auto refinancing experts are available by phone to answer your questions throughout the refinance process.
  • We handle evaluating your options with multiple lenders, so you don’t have to submit multiple applications.
  • We assist you through the process of closing the loan and signing the paperwork.
  • The whole process is done by phone and your smartphone or computer. No need to go to a bank or lender.
  • You can expect us to do everything we can to make the entire process as smooth as it can be for your needs. It’s just what we do.

We Help you Find the Best Rates Available to You

Another reason to work with RefiJet is our commitment to helping you to get in the best position for which you qualify. We work with our national lender network to find our customers the best rates or loan structure available based on what you qualify for – and that means giving you the best ability to achieve your financial goals with refinancing your auto loan.

We’re a People-Focused Company

The products and services we offer to our clients are a priority. However, we also value our people just as much. What you may not know is that we recently won awards for the Inc 5000 and Best Places to Work by Denver Business Journal. We provide our customers and our employees with the very best services possible.

Our Technology Lets Us Do It All

Another one of the core reasons to choose RefiJet over others is because we have designed our systems to protect your private data at all stages of our process. So, while our technology matches your information with the best options we offer, it also allows you to feel safe and secure.

Our Customers Speak for Us

One look at our customer reviews will help you feel confident about working with RefiJet. We continue to work to meet and exceed the needs of our customers. There is no better time than right now to find that out. Just check out our reviews and what people have to say about our company. After doing so, we are confident you will find RefiJet to be one of the best auto refinance companies around. You may find this is one of the best investments you can make in your financial health.

RefiJet Makes It Easy

As you look for the best auto refinance companies, know that RefiJet is here to help you. All you need to do is to fill out a form on our site to get the process started. You will get customized auto loan refinance options that better fit your needs. It is a fast and easy process. Best of all, there is no obligation to work with us if you decide not to complete the refinance loan. There is no cost to using our services. Take the time to request a quote from us today to find out what offers we can provide to you.

Customer Reviews

Thousands of Happy Customers

is Loading ......

Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & delivers quick quotes at competitive rates.

RefiJet has auto refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact to your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us