Auto Refinance Texas: Refinance and Save!

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Texas with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in Texas – Start Saving Money Today!

Everything is bigger in the Lone Star State, but having a big monthly payment to make on your truck or car isn’t easy to manage. That’s why RefiJet can offer refinancing opportunities for many people. Auto loan refinancing in Texas can be done right from the comfort of your home in a process that only takes a few minutes and yields big results. If you’ve thought about getting a better auto loan, let our team of lenders offer the solutions you need.

Why Should I Refinance My Auto Loan in Texas?

The advantages of auto loan refinancing in Texas range widely. It’s always important to choose to refinance only when it makes sense for you in some way. One of the key advantages of using RefiJet for auto loan refinancing in cities like Houston, Texas City, and El Paso is because we can help you find the right loan for various needs. Take a look at a few ways our lenders work with clients to refinance properly.

A Lower Monthly Payment: Many of our clients are looking for a lower monthly payment. If your car loan payment is too high, let our team provide you with a lower rate. On average, our lenders lower monthly auto loan payments by $150 or more a month**. That’s often done by extending the loan terms or getting you into a lower interest rate.

A Lower Interest Rate: Some people are paying too much interest on their car loan. That’s costing you money to buy your car that you don’t need to pay. When you secure a loan auto loan, one with a lower rate, you’ll pay less to buy your car. Has your credit improved since your last loan? Did you choose a high-rate lender when you bought your car? If so, let our team help you save money.

Buy-Out Your Lease: When the lease payment is coming due, and you know you are over on miles or will have to pay a significant amount to buy the car, consider auto loan refinancing. Our team can help get you into a lower interest rate loan, one that is affordable to you, and buy-out your lease for good.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

There are many other reasons to refinance your auto loan in Texas as well, including:

  • Getting cash out of your car’s equity to use for other needs
  • Refinancing after life-changing events such as divorce or marriage
  • Add an extended service contract or guaranteed asset protection in place to gain peace of mind
  • Take a month or so off from making auto loan payments
  • Add a co-borrower to your loan – or remove one!

Can I Refinance My Texas Car Loan? – Qualifications Matter

For those in San Antonio, Dallas, or Austin, our team at RefiJet can offer solutions. We work with people throughout the state looking for affordable loans. However, each one of our lenders has different requirements for who they can or will lend to – though these terms differ. If you meet these eligibility requirements, it is going to save you money to work with our team in most cases.

If you meet the eligibility requirements here, it’s time to have a conversation with our team about your options. The process is easy. Our team is happy to answer each of the questions you have along the way.

Texas Auto Refinance Eligibility Requirements

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

How Can I Refinance My Texas Auto Loan?

For those who are ready to refinance their auto loan, the process is fast and easy. Provide us with some basic information to help answer all of your questions. Our team will go to work to gather information. Don’t worry – there is no hard credit pull on your report. That means you do not have to worry about your credit being dinged in the process. Requesting to refinance your auto loan will us will not hurt your credit score.

You may be able to save a substantial amount of money on your auto loan with RefiJet. We have helped people in League City, Fort Worth, El Paso, and many other areas of the state to get into a loan that fits their needs. It’s the ideal way to save money without having to go through a long or hard process.

Even if you’re not sure about the outcome of refinancing an auto loan in Texas, there’s no risk in requesting a loan from our team. We’ll provide you with information, including quotes from available lenders working with borrowers in Texas like you.

If you decide the loan does not work for you, you do not have to accept it. Your credit is not run. You can simply walk away from it. It’s that easy to get a loan that’s right for you.

RefiJet's Simple Process To Get an Auto Refinance in Texas

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions to deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Texas for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us