Advanced Auto Refinance Technology

Industry-Leading Physical, Administrative, and Technical Security

Auto Refinance Technology That Saves You Time and Money

Once you provide us with your application information, our system goes to work.  It automatically evaluates it against the lending programs from multiple lenders to find the best options for which you qualify.  Then, when you choose what auto refinance solutions that work best for you, our system automatically and securely transfers the data onto the loan documents.  You don’t have to fill out multiple applications or forms looking for the best deal.

Industry-Leading Physical, Administrative, and Technical Security

In recognition of its responsibility to protect consumers and maintain the highest levels of regulatory compliance for our lender partners, RefiJet has a comprehensive security program.  These measures include multiple physical security measures, such as 24/7 video monitoring, data loss prevention methods, and other technology to restrict and monitor access to our offices.

We have sophisticated administrative practices, such as stringent background checks for prospective employees and strong system password protocols. Comprehensive initial and ongoing training programs related to security.

We Protect Your Data

We will also require you to confirm your identity each and every time we talk to you to prevent again identity theft.   Our technical security measures ensure that no one but authorized personnel has access to any consumer data and that data can’t be transferred out of our system. Unlike some of our competitors, securing and protecting your personal information is a number one priority. We won’t ever email or text your information (or ask you to) – because we won’t risk exposing your information to cybercriminals. Unfortunately, many of our competitors don’t share our security concerns and regularly expose their customer’s data to potential hackers.

In addition, any time documents are sent to or from you, we provide a secure portal to protect your private information. We also require that data is encrypted at all times.  RefiJet continually evaluates our systems and securities and invests in making sure we are as secure as possible.

Data Security Testing and Constant Improvement

To make sure your data is safe, we do regular third-party penetration testing and vulnerability scanning to ensure we are as secure as possible and no one has gained unauthorized access. RefiJet continually evaluates our systems and invests in making sure we are as secure as possible.

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications and disclosures with and by RefiJet.com on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba RefiJet.com) at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures.

RefiJet.com reserves the right, in its sole discretion, to stop providing Disclosures electronically. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Disclosures electronically, RefiJet.com will send any future Disclosures to you in paper form.

YOUR CONSENT IS REQUIRED

The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with RefiJet.com on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from RefiJet.com, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying RefiJet.com at Info@RefiJet.com. Since RefiJet.com is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DISCLOSURES ELECTRONICALLY

In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.

MONTHLY PAYMENT REDUCTION CLAIM**

This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

2018‐10‐08 02:30PM MST