Auto Refinance South Dakota: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in South Dakota with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Why Refinance Your Auto Loan in South Dakota?

Auto loan refinancing in South Dakota may be one of the best financial moves you make. That is likely to be the case if you are currently overpaying on your loan. Many borrowers choose dealership financing – because it is available, fast, and allows you to buy your car and drive off the lot with it the same day. However, these loans are often not the least expensive. Even if you secured a loan through another lender, RefiJet may be able to help you lower your costs even further. We work with people in Sioux Falls, Pierre, and the rest of the state to provide opportunities to improve loans. Here are a few ways we may be able to help you, too.

Reduce Your Monthly Payment

Do you want to pay less per month on your auto loan? You may qualify for a lower interest rate or a longer-term with a new auto loan in South Dakota. This may help to lower your monthly payment. If you are struggling to make this payment or it is just too high, allow our lenders to offer quotes to lower it. RefiJet helps consumers lower their monthly payments by an average of $150 per month. Often, it is much more than that. This is one of the most important reasons to consider auto loan refinancing in Deadwood.

Get Cash Out of Your Loan

Do you have a car that you’ve almost paid off or have paid down on the loan for significantly? If so, you may have built up equity in that car. You may be able to refinance your auto loan with RefiJet lenders and, as a result, get cash back from the equity in your vehicle. Use that money for anything you need without restrictions.

Pay Less to Buy Your Car

In the Mount Rushmore State, our lenders have helped people to get auto loan refinancing to lower their interest rate or shorten the length of the loan. Doing so helps people to pay less on their car overall. That’s because there is less time and less interest to compound overtime on this loan. It may help you save thousands.

RefiJet offers other opportunities that may also help you to save money and improve your loan. You may be able to secure a car loan refinance in Aberdeen that can help you with:

RefiJet may be able to help you get a car loan refinanced to lower your payment and save you money. Use our tools on this page to help you see how much you could possibly save.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

What You Need To Refinance Your Auto Loan in South Dakota

It sounds like a good opportunity, right? You may be wondering what’s the catch? There isn’t one. Our lenders want to take over your loan and may offer outstanding terms and interest rates to help encourage you to make the move. RefiJet has just taken all of the risk out of the process for you, ensuring you feel comfortable requesting a quote for a loan.

One of the ways we do this is by eliminating any obligation or cost to requesting a loan. When you complete the auto loan refinancing in Sturgis through RefiJet, there is no charge for obtaining a quote. If the terms and conditions do not match your needs, there’s no worry there, either. That’s because you are under no obligation to go forward. It’s that easy.

South Dakota Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in South Dakota.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Why Choose RefiJet for Auto Refinancing in South Dakota

You may know that you want to lower your payment or save money on your loan, but you are unsure what steps to take to get started. Let our team help you. RefiJet offers lenders that provide loans to borrowers throughout South Dakota including in Spearfish, Mitchell, and Brookings. All you have to do is to apply with us.

There’s no effect on your credit score when you request a loan quote through RefiJet. We perform a soft credit pull. That means there is no hard inquiry and no damage to your credit score at all. You get the information you need to find out if you qualify and what our lenders can do for you without risk.

Car loan refinancing with RefiJet is fully safe. We have taken every step possible to ensure your information is protected with us and we never share it with any other than what we note here. We are in full compliance.

RefiJet works with many lenders and we have a strong reputation for honesty and outstanding solutions. Just take a closer look at some of our customer reviews to find out what we can do to help you save money or to get into a loan that better fits your needs.

How To Get an Auto Refinance Loan in South Dakota

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

Thousands of Happy Customers

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in South Dakota for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us