Auto Refinance Rhode Island: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Rhode Island with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

How to Refinance Your Auto Loan in Rhode Island

Rhode Island car owners may be facing a big challenge. It is not uncommon for car buyers to head to a dealership to purchase a vehicle using an onsite financial department or lender. It may make sense in some situations, but in your rush to drive off the lot, you may have ended up with a loan that’s too expensive to pay or one that has a high-interest rate. Our team at RefiJet wants to help you. We work to help with auto refinance in Newport, Cranston, and throughout the state.

We work to help consumers refinance auto loans in Rhode Island by offering new terms from today’s best auto loan lenders. When our clients work with us, they often find themselves with numerous benefits. Some of the ways we’ve helped others include:

Lowering Monthly Payments: Some of our clients in Providence have a monthly payment that’s simply too high. They may even struggle to keep up with it. With high-interest rates and valuable vehicles, this can happen easily. In some cases, you can refinance auto loans to get a lower interest rate, especially if you’ve improved your credit score since you purchased your car. If so, you may be able to lower that rate significantly. On average, our lenders help save clients $150 per month or more on their auto loans.

Save Money Over the Life of the Loan: It may be frustrating to know that an interest rate that’s even just slightly high or a long-term loan is going to make the car you bought quite expensive. If you refinance in Pawtucket with us, you may be able to secure a better rate or even a better term. That may mean that you slash the amount of interest that’s building on your car loan. You may be able to save money over the lifetime of that loan by refinancing.

Get Out of a Lease: If you have a leased vehicle in Narragansett or the rest of the state, you may be struggling with being over on mileage. That’s not uncommon, but it can end up costing you later. One of the ways RefiJet may be able to help you is by refinancing that lease into a loan for you in no time. You may be able to own the car you love with low-interest rates and good terms. That may make it well worth it.

When you refinance auto loans in Rhode Island with RefiJet, you may also benefit from:



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Do You Qualify to Refinance Your Auto Loan in Rhode Island?

Know that you know why you may want to consider refinancing in Westerly or Woonsocket, the question is, can you do so? Many of our borrowers have the ability to secure a new loan, but there’s no need to worry about this question. To find out if you can refinance an auto loan in Rhode Island with us, simply provide some basic information here. Our team then goes to work to find the best loans available to you for your car. These are lenders that we’ve vetted to offer the best loan terms available to you.

Before you get started, it helps to know if you meet the requirements most of our lenders have. Here’s a look at the eligibility requirements to move forward:

Rhode Island Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in Rhode Island.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Auto Refinance in Rhode Island with RefiJet Is Easy to Do

When you refinance your auto loan in Rhode Island, RefiJet does everything we can to ensure the process goes well and that you end up with the loan that fits your needs. To find out where you stand, we’ll perform a soft credit pull that does not affect your credit score. It does not add an inquiry to your credit report.

From this information, lenders can then determine what type of offer they may be able to provide to you. In The Ocean State, there are typically a range of lenders available that may be able to help you.

Making the decision to refinance an auto loan is a big one and it is one you should make with a car. Yet, it may not be as complicated as you thought. Our lenders have the best terms and conditions available, and the entire process is quite streamlined. You may find it only takes you a few minutes to get started.

More so, RefiJet aims to provide the highest level of service for you. If you have questions, just reach out to us. If you are unsure of the process, let us know. With our advanced auto refinance technology and dedication to meeting all compliance requirements, there’s no reason to wait any longer.

Take a few minutes now to get started.

How To Get an Auto Refinance Loan in Rhode Island

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Rhode Island for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us