Auto Refinance Rates

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Auto refinance rates change frequently, finding a lower rate for your auto loan can help you better meets your goals. At RefiJet, we may  be able to provide you with a refinance auto loan to help you get better terms than what is on your existing auto loan.

Let us help with refinancing your auto loan. Fill out our form for personalized rates and terms based on your information. We do this by conducting a soft credit pull, which means it does not hurt your credit score but we are able to provide customized offers based on your credit qualifications. It takes just a minute to learn what you could be saving

Looking for a Better Auto Loan?

What Are Auto Refinance Rates? 

Refinancing an auto loan is an opportunity for you to replace an existing loan’s payment, interest rates, and other conditions with a new loan. Auto refinance rates are the current interest rates available on these loans based on current market conditions and bank offers. These rates may change often, which is why it is a good idea to get a loan in place as soon as possible to ensure you keep the loan rate offered to you.

An auto refinance rate is the interest rate you’ll pay on the vehicle loan. This rate remains the same throughout the time you are paying on the loan. It’s the cost of borrowing money to buy a car.

Should You Refinance Your Auto Loan?

Refinancing your auto loan is a way for you to get new terms and conditions for your loan. That may include some of the lowest rates. You will be replacing your existing auto loan with a new one, often with a lower Annual Percentage Rate or a term that fits your needs better. You may qualify for car payments that are significantly lower. Simply, it is a new loan that’s often more affordable and easier to pay each month than the one you have now.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Who Should Consider Refinancing an Auto Loan?

Auto refinance loans may help you in various ways. Depending on the type of loan you select, you may be able to pay off your loan sooner with a shorter term. Some people want lower monthly car payments. That may be possible if you extend the terms of your loan. You may also be able to refinance an existing auto loan to help you get cash out of the car. If your car has a high value and you do not owe much on it, this is one way to tap into that asset’s value.

There are lots of reasons to consider refinancing. Sometimes, the best reason is simply that refinance rates make it more affordable to buy your car than what you are paying right now.

Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for auto loan refinancing.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

What Factors Determine the Auto Loan Refinance Rates You Receive?

You do not have to have excellent credit to refinance your auto loan. However, there are several factors that influence what auto refinance rate you may receive from lenders. The interest rate you pay may depend on your credit score, along with other factors such as your debt-to-income ratio, how long you have been with your employer, and the length of the loan you are looking to refinance your vehicle into.

Who Qualifies for Auto Loan Refinancing?

Many factors play a role in who can secure an auto refinance rate. For example, one factor is what the car is worth. It must be worth enough to allow for the loan to be beneficial to the lender. Car loans may also be dependent on a person’s credit score. If you have bad credit, it may be more difficult to obtain a new loan. However, there are options available for many people.

Simple Process

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Prequalified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

How to Get Auto Refinance Rates from RefiJet

At RefiJet, we make it easy for you to get the loan you need. That’s because we work with a nationwide network of lenders who are available to offer loans right now. With multiple lenders potentially available, we may be able to help you have access to the interest rates and terms on the loan you need.

By providing some basic information about yourself, we are able to determine if you are eligible. Then, we perform a soft credit pull that does not hurt your credit score. After doing so, we will be able to present the options that you qualify for.  You may receive numerous offers with various terms from lenders who want to work with you.

Best of all, you’ll be able to look at the terms of these loans to determine which one is right for your needs. Our lending partners are often banks, specialized financial lenders, and credit unions ready to help you.

RefiJet is an excellent resource for you as you find the best auto loan refinance rates available. We have a long history of working with consumers who need and want to lower their payments. We also are committed to compliance and ensuring your personal information is never at risk.

The RefiJet auto loan process is as straightforward as possible. That means it is fast and easy for you to secure a loan that’s right for you. Or, if you decide not to refinance, that’s not a problem either.

If you are ready to learn more about the auto refinance rates you may qualify for, all you must do is to fill out our form to get started.

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & delivers quick quotes at competitive rates.

RefiJet has auto refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact to your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us