RefiJet’s Auto Refinance Process

Personalized Auto Refinance Process

RefiJet uses a high-personalized process to facilitate auto refinance loans.  Whether you call us, respond to us on social media, or provide your contact info to us on our website or a third-party referral website. RefiJet provides a Financial Services Representative (FSR) to serve as your personal consultant through the process.  You don’t have to set up an account or enter a lot of information.  A real, live FSR will talk to you to gather your application information and enter it into our system.

Personalized Auto Refinance Process

Our system automatically evaluates your application and needs against the criteria of our various lenders and identifies the various programs for which you may qualify.  And we do this with only a soft credit pull, which doesn’t affect your credit score.  We will explain all the loan options to you, including describing additional protection, such as Guaranteed Asset Protection and Extended Service Contract, that you can choose to include with your loan.  We typically have a variety of options to help you reach your goal for refinancing, whether it’s lowering your payment, changing the term of the loan, or getting cash out, for example.  The FSRs goal is to make sure that you have all the information you need to make an informed decision.

RefiJet Matches Our Lenders to Your Needs to Find the Solution That Works for You

Once you select the option that works best for you, and with your permission, RefiJet submits your application and information to that Lender, who underwrites the deal to confirm you qualify and refine the loan structure.  Then, RefiJet explains the lender’s decision, loan structure, and any associated costs, such as state title fees, to you so you can decide if you want to move forward with the deal.  If so, we create all the loan documents for you and provide them to you through a secure portal.

RefiJet IThere With You Every Step of the Auto Refinance Process

We even call you to walk you through the loan documents to make sure you understand what they are and know how to sign them.  If there are any special rules for your state or lender, we will let you know.  We even provide a pre-paid UPS label for you to send them back to us!  Once you execute and return the documents, we handle all aspects of updating your title, paying off your previous loan, and connecting you with the new lender.  At all times during the process, you will have your FSRs name and direct contact information so you can call, email or text whenever you need to.  And, best of all, RefiJet doesn’t charge you a fee for its services!

 

Important Disclosures and Requirements

Customer Consent to Receive Account Information Electronically

The Electronic Signatures in Global and National Commerce Act requires your consent to receive certain disclosures electronically. Please read this section carefully and retain a copy of this document for your records.

ELECTRONIC RECORDS

Some communications and disclosures with and by RefiJet.com on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. However, if you wish to obtain a paper copy of any disclosure to your offer and/or loan/finance offer request, you may write to Yield Solutions Group, LLC (dba RefiJet.com) at 7555 E. Hampden Ave., Ste. 500, Denver, CO 80231. We will not charge you a fee for a paper copy of the Disclosures you request. RefiJet does not provide any Lenders’ disclosures.

RefiJet.com reserves the right, in its sole discretion, to stop providing Disclosures electronically. RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Disclosures electronically, RefiJet.com will send any future Disclosures to you in paper form.

YOUR CONSENT IS REQUIRED

The applicant and any co‐applicant (collectively, “you”) must consent to receive Disclosures electronically in order to complete the loan/finance offer request process with RefiJet.com on behalf of its participating Lenders (as defined above). Your consent will apply to Disclosures you receive from RefiJet.com, its successors and assignees, and any Lenders. You may withdraw your consent for receiving electronic Disclosures by notifying RefiJet.com at Info@RefiJet.com. Since RefiJet.com is structured to provide some loan/finance offer request related information electronically, not consenting, or withdrawing your consent to receive electronic Disclosures may terminate your loan/finance offer request process. You may withdraw your consent to do business electronically with our participating Lenders at no cost to you. You may do so by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.

CONSENT TO RECEIVE DISCLOSURES ELECTRONICALLY

In order to use this service, you must consent to receive disclosures including but not limited to the Terms of Service and Privacy Notice electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.

If you have access to this website, you have suitable hardware/software to access and retain electronic documents.

This consent is valid until revoked by either party.

Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.

MONTHLY PAYMENT REDUCTION CLAIM**

This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

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