Auto Refinance Phoenix: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Did you know you don’t have to be stuck with a high monthly payment on your auto loan? Many of our clients in Phoenix are refinancing auto loans interest more affordable payments – including those that cut time and money off of their purchase of a car. If you’re tired of overpayment or worrying about your next car loan payment, we may be able to help you. Let RefiJet take a closer look.

Why Should You Refinance an Auto Loan in The Valley?

Phoenix has much to offer – incredible sights, ample entertainment, a golf course around every corner, and top-notch cuisine. It also has a high cost of living. When that’s the case, it’s critical for you to take the opportunity to reduce what you’re paying whenever it is possible to do so. That’s where RefiJet comes into play.

There are many potential benefits of refinancing your auto loan. What if you could:

  • Save money on the overall cost of buying your car?
  • Reduce your monthly payment?
  • Get cash out of your car to use for anything you wanted?

When you refinance an auto loan in Phoenix, you could benefit from any or all of these things. The key is knowing when and how to get started. Every situation is different. Your available savings may differ.

Want to Know If You Qualify?

What if you would love to lower your monthly payment, but you’re just not sure you would qualify? That’s a common reason many people don’t pull the trigger and request a quote.

Don’t worry. We only do a soft pull on your credit report. That means you don’t have to worry about your credit score taking a hit from requesting a quote. You can find out what we can do for you without having to worry about your credit score in the process.

What Phoenix Auto Lenders Offer Through Refinancing

There are several ways we may be able to help you with refinancing your auto loan in Phoenix. Which of these situations could actually help you right now?

Save Yourself Money with a Lower Interest Rate

Maybe you want to refinance because you got into a loan with a high interest rate. It happens to many people. You wanted the car so bad at the dealership you agreed to their too-high interest rate thinking it was your best option. It rarely is. We may be able to help you refinance your auto loan into one with a much lower rate. That’s saving you thousands of dollars, in some cases, on your loan.

Take a look at the going interest rates on auto loans right now. Are they lower than what you are paying on your auto loan? You can find out what this is by looking at the loan contract or your statement with your lender.

You Want a Lower Monthly Payment

In Phoenix, car loan refinancing tends to be necessary when the current monthly payment is just too high. This could be from buying that car at the dealership or not making a down payment. What you may not know right now is that you may qualify for a lower monthly payment.

On average, we save our clients $150 a month on their auto loan payments. For some, it’s much more.

How can we lower your monthly payment? There may be several ways to do so:

  • You may qualify for a lower interest rate.
  • You may be able to extend the length of the loan.
  • You may have better credit now that can help you get into a lower price point.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

What Are the Benefits of Refinancing a Phoenix Auto Loan?

There are plenty of potential benefits to refinancing your auto loan. The key is to know what’s right for you. What could you do if you were able to get into a new loan? Some of the potential benefits include these.

Make Payments Easier to Make: Perhaps you’re struggling to make on-time payments because it’s just too much. As long as you’re not behind, lenders may be able to reduce your loan payment. On average RefiJet helps reduce auto loan payments by $150 a month.

Improve Your Credit: With a new auto loan, you may find it easier to make those payments. On-time payments help to improve credit scores over time. Use those extra funds to pay down other debts, too.

Get Cash Out of Your Loan: if you have a car that’s valuable and a lower amount owed on it, you may be able to borrow against that equity. You can use those funds for anything you need. Auto loan rates are often a fraction of what credit card rates are – if you need money, consider refinancing to get it.

Know You’re Not Overpaying: For some people, refinancing an auto loan in Phoenix is all about reducing the risk of overpaying to buy their car., You just don’t want to pay more than you need to do so.

Meet Changes in Lifestyle: Did you get divorced? Perhaps you want to add a co-borrower to your loan so you qualify for a much lower interest rate. You may need to remove someone else from the loan. Refinancing can help you do that.

Find Out If You Qualify for an Auto Loan Refinance

RefiJet works with car owners throughout Phoenix and throughout the Valley of the Sun. That includes people in Anthem, Glendale, Chandler, and North Tempe. We can help you today.

To get started, simply fill out the online quote form on this page. Remember, it’s a soft pull and it will not hurt your credit score. From there, allow our team to offer a few loans you qualify for so you can see the options. There’s no commitment to continue the process.

Best of all, our top-rated customer service team is right here to help you. Reach out to us today by calling us. We’re happy to answer all of your questions.

Simple Auto Refinance Process

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Prequalified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

Thousands of Happy Customers

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & delivers quick quotes at competitive rates.

We have auto refinance solutions in Phoenix for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us