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Auto Refinance North Carolina: Refinance and Save!

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in North Carolina with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in North Carolina – Start Saving Money Today!

Thinking about refinancing your car in North Carolina? Let RefiJet help make it happen. Refinancing an auto loan may help you to save money and get into a lower monthly payment that better fits your needs. If you are thinking about reducing your payment on your North Carolina car loan, let us show you how to make it happen.

Why Should You Refinance Your North Carolina Auto Loan?

This is an individual decision, but there are numerous advantages to refinancing your auto loan now. In the Old North State, or, for those who love a good game of college football, the Tar Heel State, there are key advantages to refinancing that auto loan. Some of them include:

Securing a Lower Interest Rate: This is downright essential when it comes to saving money. A lower interest rate typically reduces the amount you’ll pay to purchase the car over the long-term. Even by reducing the interest rate by a small margin, you’ll likely save thousands over the lifetime of your loan.

Lower Your Monthly Costs: If you would like to pay less on your auto loan each month, refinancing in North Carolina can help. That is one of the best ways to reduce how much you’re paying monthly, and it may still save you money in the long term. On average, we help clients save $150 or more a month on their auto loan.

Buy Out Your Lease: Many of our clients in Charlotte and Raleigh invest in auto loan refinancing because it allows them to buy out their lease. If you are ready to own your car and you don’t want that lease that’s too high and too expensive, talk to our team about simply making the move to buy out the lease.

Months

Months

Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Other benefits of North Carolina auto loan refinancing include:

  • Remove or add a co-borrower to your loan as your life changes
  • Put off making your car payment for a couple of months
  • Get cashback out of your car – equity you can use for anything you need

How Does Refinancing an Auto Loan in Charlotte Work?

Whether you are in Wilmington or Greensboro, or any other location in the state, our team is here to work with you and support you as you make the decision to refinance your auto loan. Let us provide information to you – not pressure – to help you make a decision that fits your needs.

If you decide to move forward, our team will contact you to discuss your needs. You may want a lower interest rate or a lower monthly payment. No matter what your goals are, we want to learn about them. We’ll then tell you what we can do for you. That may mean helping you to save money with a new lender.

Even if you are unsure you can qualify for a lower interest rate, we encourage you to reach out to us. Let our professionals provide valuable information and guidance. Our goal is to get you into the most affordable loan available. We’ll provide you with information about what’s available, what you could be paying, and what you’ll save.

It only takes a few minutes to get this information. When you reach out to contact RefiJet, we’ll answer all of your questions and give you insights into making a better decision.

Is Refinancing Your Auto Loan in North Carolina the Right Thing to Do?

Here’s the answer to this commonly asked question. Yes, there are many times when you should refinance your auto loan. If you are in Durham, where your home expenses are rising, and it is getting harder to make your monthly payments, refinancing can help you to maintain your vehicle longer without risking losing it because of missing a payment.

There are times when the loan you have now may be the best one available to you. There may still be opportunities available to help you save money – such as getting cash out of your valuable vehicle to use to pay down or consolidate your other debts. You may even find that this is a good way to reduce interest rates on those pesky credit card bills.

We encourage you to learn more about auto loan refinancing for our clients in Cary, Fayetteville, and Winston-Salem. We can help you to extend your loan term for added flexibility. We can help you minimize much of your risk with guaranteed asset protection. We may even help you to refinance thanks to life-changing events.

All you have to do is to reach out to us to learn more about the opportunities we can offer to you. RefiJet is here to help you no matter what your needs.

RefiJet's Simple Process To Get an Auto Refinance in North Carolina

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

Thousands of Happy Customers

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions to deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in North Carolina for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.