Auto Refinance New Mexico: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in New Mexico with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Why Refinance Your Auto Loan in New Mexico?

In the Land of Enchantment that New Mexico is, it’s not always easy to score a low-interest rate on a vehicle loan, especially if you are buying directly from the dealership. You may find yourself paying too much each month and wanting a better deal. The good news is you can find a wide range of benefits to refinancing with RefiJet. We work with borrowers throughout the state, including in Albuquerque, Santa Fe, and Deming. Here’s what we may be able to do for you.

Lower Payment: One of the ways some of our clients benefit from using RefiJet is by getting a lower monthly payment. This may be possible in your case, such as if you have improved your credit score or perhaps if you add a co-borrower to your loan. What’s more, when you refinance in Roswell with us, you may find that your lower payment may make life a bit easier for other financial obligations you have each month. On average, our clients save $150 per month on their auto loan with refinancing.

Save Long Term: You may qualify for a lower interest rate on your loan. Or, you may be able to cut your loan term down significantly when you refinancing your auto loan. In either case, there’s less time for interest to build and that means you may save money over the course of the loan. Why pay more for a loan than you need to?

Cash Out for Something Else: If you own a vehicle in Las Cruces or Ruidoso that’s valuable and you have paid it off significantly over the last few years, you may have equity in your car. It may be possible to turn that equity into cash in hand. You can use it for anything that you need to – pay down other bills or even as a down payment on your next vehicle.

Refinancing auto loans in New Mexico simply makes sense for many people. If you purchased a vehicle and didn’t get the best loan terms and you think you qualify for them, RefiJet wants to help you.

There are plenty of other reasons to consider refinancing in New Mexico, too:

If you want to lower your payment or benefit in any other way, we encourage you to find out if it is possible by requesting a quote from our lenders now.

 

Months

Months

Your Estimated New Monthly Payment:

$ 465.13


Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

How to Refinance Your Auto Loan in New Mexico

It sounds great knowing there may be an opportunity for you to reduce your costs. Refinance your auto in Taos with us. The process is as simple as can be and there are numerous benefits to working with RefiJet.

First, remember that you have the ability to request a quote for a new loan but that you do not have the obligation to continue if you don’t want to. That means there is no risk to you in applying for the loan. More so, it’s worth it. If you may be able to save money on your loan, just think about what you may be able to do with those funds to better meet your specific needs. It’s easy to benefit when you refinance.

You know the benefits, but do you know if you qualify for an auto loan in New Mexico? Here’s what it takes to get into a new loan:

New Mexico Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in New Mexico.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Auto Refinancing in New Mexico Is Easy with RefiJet

Why RefiJet? Refinancing an auto loan in New Mexico may be easier than you realize. Our team has done all of the work to make sure you have the easiest experience possible. To do that, we’ve invested in the latest software that is uniquely designed to provide you with the best loan terms out there. That means you just have to enter your information one time, and you’ll quickly see what’s available to you?

Worried about your credit score? Don’t be. RefiJet only does a soft pull on your credit. By comparison, most other lenders will require a hard credit pull. A soft pull will not add a hard inquiry on your credit report, but it does allow lenders to determine how much they can offer to you and what type of savings options may be available to you.

Still have questions? Learn how to get an auto refinance loan in New Mexico by reaching out to our team today. We are happy to speak to you over the phone. You can get started right online, too. Just enter in some basic information and we can guide you through the process.

RefiJet offers the very best customer service, outstanding features, and the best opportunity to save money on your car loan in New Mexico. Learn more today.

How To Get an Auto Refinance Loan in New Mexico

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.v

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in New Mexico for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us