Auto Refinance New Jersey: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in New Jersey with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in New Jersey – Start Saving Money Today!

Are you ready to save money on your car payment? If making that payment each month bothers you because it’s too high or has a high-interest rate, now may be the best time for you to refinance. At RefiJet, we work with New Jersey owners to help them get into a more affordable auto loan, one that meets more of their needs and costs them less. Auto loan refinancing in New Jersey is easy to do when you work with our team of lenders.

Why Should I Refinance My Auto Loan in New Jersey?

In the Garden State, it’s easy to see why people are looking for competitive, low-interest rates for their loans. It’s a financially savvy state, one where people do not like to overspend no matter what they bought. Our goal at RefiJet is to help you get the most affordable loan that is right for your needs. No matter if you live in Hoboken or Paterson, our lenders are ready to offer you a better price for your auto loan.

Why do it? Here are some of the reasons New Jersey car loan refinancing makes sense:

Cut Down Your Monthly Payment: Paying less every month is a very good reason to refinance your auto loan in New Jersey. Perhaps when you bought the car, that high car payment sounded okay. Now, you’re wondering if it is hurting your budget. RefiJet lenders save our clients an average of $150 per month on their loan payments. That’s money you can count on for other things.

Drop Your Interest Rate: You can also save money by refinancing your New Jersey auto loan to get into a lower interest rate. Have you improved your credit score? Right now, you may owe less on your car, making it lower risk. Lenders may be able to offer you a lower rate for the loan. Why overpay for no reason on your car?

Secure a Buy-Out Lease: You love your car. You’ve leased it, but now your mileage is growing well over the limit you’ve set. That may mean that, right now, it’s time to buy out your lease. Our low-interest auto loan offers can help you to do that. Our clients in Atlantic City, Trenton, and Newark often benefit from this if they have a lease in place.

Get Cashback from Your Car: Your car’s value is high, and the balance on your loan is low. That may mean you have equity that’s available to you to use for other needs. You can use our New Jersey auto loan refinancing to get some of that cash value out of your car. Use it for any other needs you have. It’s a fast, easy way to tap into funds for less.

Refinance to Change Your Co-Borrower: Do you want a lower interest rate? Add a co-borrower to your loan. On the other hand, if you already have a co-borrower and you’re ready to remove them from your auto loan, refinance to do so. It’s easy and gives you the flexibility you need now.

Need other reasons to refinance your New Jersey auto loan?

  • Check out our guaranteed asset protection offers.
  • Make updates to your loan during life-changing events.
  • Take a break – get a month or so off from making an auto loan payment.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Do You Qualify for New Jersey Auto Loan Refinancing?

Every lender sets their own terms for what they can offer to you as well as who they will work with to offer such as loans. Our goal is to ensure you have access to the best offers from a wide range of lenders. That gives you the best ability to get affordability and terms that are just right for you.

Check out our qualifications. These are basic eligibility requirements. Lenders may have others you need to meet:

Do you meet the qualifications of auto loan refinancing in New Jersey? Let our team help you. We work with people throughout the state, including in Paterson, Union City, and Bayonne. No matter where you call home, our team wants to help you get a low-interest auto loan to refinance offer.

Worried About Credit?

It’s wise to be worried about pulling too many credit reports. That’s why we don’t do that. Rather, we do a soft pull. It provides lenders with just enough information about you to offer a loan to you. Yet, it does not create a hard inquiry on your credit report. You won’t notice it’s there.

How does it sound? Is refinancing your New Jersey car loan the right decision for you? To find out, simply provide us with some basic information. We’ll reach out to lenders to determine what you qualify for right now. Then, you can choose to accept and offer or not.

There’s no cost to using RefiJet’s services. Our auto loan refinancing in New Jersey comes with no risk.

RefiJet's Simple Process To Get an Auto Refinance in New Jersey

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions to deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in New Jersey for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us