Auto Refinance Minnesota: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Minnesota with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in Minnesota- Start Saving Money Today!

In the Land of 10,000 Lakes, you know a good deal when you see one. Sometimes, though, you may fall for a too-high interest rate on an auto loan just to get that high-end, luxury car in your driveway. When the terms on your auto loan in Minnesota don’t meet your needs, consider refinancing. It is a fast and easy process when you use RefiJet to help you. We work with people who want better terms, money-saving opportunities, and bolder features on their auto loan.

Auto Refinancing in Minnesota Offers Many Benefits

Why refinance an auto loan in Minnesota? Your needs are unique to you. That’s why we offer so many loan offers that can significantly help you save money or achieve other desired outcomes based on your goals. If you are a car owner in Minneapolis, Minnesota City, or Mankato, RefiJet can help you. We work with borrowers throughout the state who want to refinance for reasons such as the following:

Save Money on Their Auto Loan

There may not be a better reason to refinance an auto loan in Duluth than this. If you qualify for a lower interest rate loan with our lenders, it could mean you significantly reduce how much you pay for your car. It’s somewhat common for manufacturing financing to have a higher interest rate than what you may qualify for through other lenders. Or, you may have worked to improve your credit score since you bought the car. Refinancing your auto loan can help you save money by:



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Refinance to Cash Out the Equity in the Car

You may want to obtain a new auto loan for the full value of your car. If you have equity in your car, refinancing allows you to use those funds for anything else you need or want to use them for such as a down payment on a new car, debt consolidation, or home improvement. You have equity if your car’s current value is significantly more than what you owe on your existing loan. Let us help you find out.

Refinance to Buy Out Your Car Lease

Many of our clients in Saint Paul need to refinance to get out of a lease. If you have a lease on your car that’s coming due, and you know you’re over on the miles, but you still want to own your car, let RefiJet lenders help you. You may qualify for a low-interest rate loan that will allow you to buy your lease out. Once you pay off that loan, you’ll own your car.

Other benefits to refinancing an auto loan in Minnesota include:

Do You Qualify for an Auto Loan Refinance Loan in Minnesota?

If refinancing a car in Bloomington sounds like a good deal, work with our team to determine if you qualify. Every lender sets terms a borrower has to meet to qualify for a loan. At RefiJet, our lenders require these key requirements before they will lend to you. Some lenders have other eligibility requirements, too.

Minnesota Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in Minnesota.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Refinancing Your Auto Loan in Minnesota with RefiJet is Easy

If you are ready to find out what type of loan you qualify for, let RefiJet help you through the process. We’ve helped car owners in St. Cloud, Bemidji, and many other locations in the state to secure a low-interest loan or better terms. The process takes just a few minutes.

After gathering your personal information, we’ll perform a soft credit pull. Don’t worry – it will not affect your credit score in any way. It is not a hard inquiry to get a quote.

We also gather information about the type of loan that’s right for you.

RefiJet's Simple Process To Get an Auto Refinance in Minnesota

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Refinance Your Auto Loan in Minnesota with Our Advanced Technology

Using our advanced technology, it takes just a few minutes to learn about all available opportunities for you from the top-rated lenders available. You will learn which lenders can help you, the terms of the loan, and the benefits it offers.

There is no cost to see if you qualify for a better loan. You never have to worry about being locked in, either. If the loan terms do not meet your needs, there’s no obligation to move forward.

Ready to learn more? With our top-notch customer service, we are always a phone call away if you have questions. Or, you can use our completely compliant and safe technology to input your data now. In all cases, we’re here for you as you refinance your car loan in Minnesota.

Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Minnesota for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us