Auto Refinance Michigan: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Michigan with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in Michigan – Start Saving Money Today!

Refinancing a Michigan auto loan makes sense for many people. If you have an auto loan that’s too expensive or your life has changed significantly since you obtained it, take a look at our lenders at RefiJet. We work with Michigan residents to get them into more affordable or better-fitting loans for their needs. Our team is here to help you. You don’t have to struggle with your payment each month. Let’s see how we can make it better.

Why Should I Refinance My Auto Loan in Michigan?

In The Great Lake State or Wolverine State, depending on the way you like to refer to home, our team at RefiJet is here to work with you. We have a number of skilled lenders who are ready to make offers to well-qualified buyers. RefiJet lenders can help in a variety of ways. We don’t just offer you a loan. We offer you a range of opportunities and benefits that could fit your needs. That gives you the flexibility you need to find terms that better fit your life.

Take a look at some of the ways we can help you with your Michigan auto loan refinancing.

Cut Your Payment: Did you know that RefiJet lenders save our clients, on average, $150 per month?** That is a huge saving and money you could be using for something else. When you extend the terms of your loan with us, you’ll likely get a lower monthly payment. If you qualify for lower interest rates, that can help you, too.

Reduce Your Interest Rates: The interest rate on your auto loan plays a big difference in what you end up paying for your car purchase. The lower it is – even by just a few percentage points – the more you’ll save. That could be thousands of dollars over the lifetime of the loan. If your credit score has improved since you purchased your car, or you can add a co-borrower, that can save you a significant amount.

Take a Break for a Month or So: Did you know you can cut down on your monthly payments and take a month or so off from making those payments? When you refinance an auto loan in Flint or Grand Rapids, your lender may be able to offer you a break on the loan payment. Even in Detroit, this can give you the financial break you need.

Cash Out on the Equity: As you make payments each month on your loan, you build equity – the value of the car that’s no longer covered by the loan. That’s money you can use. You can use our refinance offers to get access to those funds. Use them however it works for you. It’s your money. Learn more about getting cashback from the equity in your car.

Remove a Co-Borrower: In Lansing, Kalamazoo, and Ann Arbor, we often work with clients who want to add or remove a co-borrower from their auto loan. There are a few steps to the process of doing this, but many of our clients love the flexibility refinancing can offer. Life changes. You need a loan that can bend and flex with you.

You can count on our team to offer you the best Michigan auto loan refinancing offers out there, no matter where in the state you’re located.

Months

Months

Your Estimated New Monthly Payment:

$ 465.13


Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Am I Eligible to Refinance My Auto Loan in Michigan?

Each of the lenders RefiJet can connect you with set their own refinancing terms. They base this information off how much they can offer to you and who they will work with on refinancing. Some of the most common requirements include the following:

Does it sound like you’ll qualify to refinance your auto loan in Michigan? If you’re not sure, give our team a call. We are happy to offer insight and give you some additional help.

Auto Refinancing Eligibility Requirements in Texas

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Don’t Worry – There’s No Credit Pull to Hurt Your Score

It’s wise to pay close attention to who is requesting your credit information. You don’t want to have too many pulls on your credit report. At RefiJet, we connect you with a wide range of lenders who want to help you. However, we don’t create a hard inquiry on your credit report. We do only a soft pull. That means you’ll see money-saving offers without a ding on your credit report.

How Can I Refinance My Auto Loan in Michigan?

Let us get started for you. Our lenders serve people throughout Michigan, including Traverse City, Saginaw, and Sterling Heights. When you provide some basic information to us, our team will go to work for you, helping you to find a low-cost or more fitting loan for your needs. It’s fast, easy, and can save you a lot of money.

Get a quote today. There’s no risk or obligation.

RefiJet's Simple Process To Get an Auto Refinance in

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions to deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Michigan for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us