Auto Refinance Iowa: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Iowa with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

How to Refinance Your Auto Loan in Iowa

How does refinancing an auto loan in Iowa actually work? This is one of the most common questions we have. The first step is to determine what refinancing your car loan in Des Moines or Sioux City can actually do for you. Our team works with a range of lenders. Each one offers different loan options, interest rates, and potential opportunities for existing car loan owners to refinance. If you want new terms, you may be able to secure them with our lenders by simply requesting a quote.

So, what are some of the ways our auto loan refinancing in Iowa helps people? Here are a few examples:

Stop Overpaying Monthly: If you have a monthly payment on an auto loan that is too high for your budget or just too expensive overall, refinancing may provide you with an opportunity to fix that. If your credit score improved or you are able to add a co-borrower, you may be able to secure a lower interest rate which can lower your monthly payment. Another option is to refinance into a longer term. On average, we are able to save our borrowers $150 or more each month on their auto loan payments. That’s a lot of money to use for something else!

Save Money Overall: All of those benefits of a lower interest rate also help you to save money in the long-term, too. That means you do not have to spend as much money to buy the car you want. Ask us about reducing the length of your loan or helping you to qualify for a lower interest rate to achieve this goal.

Cash Out the Value: If you’ve paid off a significant amount of money on your loan and your car has a lot of value to it, you may qualify to cash out the equity in the vehicle. You can use these funds for anything you want or need to. Let our lenders how this may help you.

What else maybe be possible?

If you are in Ames or Dubuque, auto refinancing may provide you with the financial support you need. Take a closer look at how we may help you to save:

Months

Months

Your Estimated New Monthly Payment:

$ 465.13


Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Do You Qualify to Refinance Your Auto Loan in Iowa?

Qualifying for refinancing an auto loan takes a few steps. What you should know heading into this process is that RefiJet lenders aim to make the whole process as easy for you as possible. We do this by providing you with the most advanced technology available. If you are in Davenport or Cedar Rapids, auto loan refinancing can take just a few minutes.

When you apply for an auto loan with RefiJet lenders, you are not obligated to move forward with that loan unless you want to do so. We encourage you to use our tools to get a free quote in no time. You can then learn more about the options available and the ways you may be able to save. It only takes a few minutes from there.

Most lenders have some specific rules about eligibility. We can help you minimize applying if you do not meet the most common requirements:

Iowa Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in Iowa.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Auto Refinance in Iowa with RefiJet Is Easy to Do

Refinancing an auto loan doesn’t have to be a frustrating experience. Many of our Iowa clients have found themselves in loans with super high monthly payments and bad interest rates because they accepted the loan terms offered by lenders at the dealership. It’s hard to walk away and verify the loan terms are the best when you just want to drive off the lot with your car. Yet, now, it may be possible to improve your outcome with a better loan.

Requesting an auto loan quote from RefiJet lenders does not hurt your credit score even if we cannot help you. We perform a soft pull on your credit history. This gives us a look at your credit score initially and lets lenders determine what they may be able to offer to you. Because this is a soft pull, it does not place a hard inquiry on your credit report. That’s good news!

Why trust RefiJet with your needs?

  • We use the latest technology to ensure you get the best offers available to you.
  • Your personal information is always protected using the best safety and security methods available.
  • Our team is here for you. If you have questions, just reach out to us over the phone or online.

Iowa auto loan refinancing may help you to save money and frustration. All you have to do now is to request a loan to find out if you qualify.

How To Get an Auto Refinance Loan in Iowa

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Iowa for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us