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Auto Refinance Idaho: Refinance and Save!

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Idaho with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

How to Refinance Your Auto Loan in Idaho

Refinancing a car loan in Idaho may offer a range of benefits to consumers. It’s not uncommon to use the first loan you’re offered by a lender when you want to buy a car. Other times, circumstances change, and you may qualify for a better offer now over what you would have qualified for at the time of making the purchase. For those in Boise or Idaho Falls, RefiJet may be able to offer you a way to save money on the auto loan you want. The key is to see the value in refinancing an Idaho auto loan.

Get a Lower Payment: Many people qualify for a lower monthly payment on their vehicle loan. Some people may be able to secure a lower payment because they used a lender with a higher interest rate when they bought their car. Others may qualify for a lower interest rate now thanks to improving their credit score since that time. On average, RefiJet saves consumers $150 a month on their auto loan – and often more. That means you may be able to save money month over month.

Don’t Overpay for Your Car: Another potential benefit comes from reducing the amount you’ll pay over the long term on your loan. If you stick with the current terms and interest rates, you may pay more as interest builds up on your loan. When you refinance with RefiJet lenders, you may qualify for a longer-term or, again, a lower interest rate. Why pay more for a car than you need to? Find out if our lenders can save you money.

Update Your Policy to Match Your Life: Did you have a co-borrower when you purchased the car? Perhaps you want to remove them. You may have gone through life-changing events, like a divorce, and want to make sure your car is in your name only. You may be able to refinance an auto loan in Pocatello or Nampa to do just that. Our lenders may be able to work with a wide range of needs.

How else do we help consumers? You may benefit from auto loan refinancing in Idaho for other needs:

Our goal is to help you save money. You may be able to do that through one of our many offers. Our lenders may be able to lower your monthly payment. Why not see by how much, potentially?

Months

Months

Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Do You Qualify to Refinance Your Auto Loan in Idaho?

You may qualify to refinance your Idaho auto loan and not even know it. In Idaho, the Gem State, it’s easy to find yourself with a loan that is too expensive. Take a few minutes and check out the current interest rate on the loan you have. Then, compare it to other car loan interest rates available from lenders today. What you may find is that there is a lot of difference right now. You may be able to take advantage of them.

What’s more, there’s no risk in finding out if we can help you. You can refinance an auto loan in Meridian or Twin Falls with us at any time with no risk. Our lenders are happy to offer a quote to you at no cost or obligation. All you have to do is to request one from our lenders. They’ll go to work to provide the best offer available. If you decide it is not right for you, there’s no harm done.

Idaho Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in Idaho.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Auto Refinance in Idaho with RefiJet Is Easy to Do

For those in Coeur d’Alene or Lewiston, we encourage you to take the first step to get started. We’ve made the entire process as easy for you as possible. Our team has set up a system using the most advanced technology available. It’s designed to allow you to compare rates from multiple lenders at one time – ensuring you have access to the best auto loan refinancing offers in Idaho.

We also use a soft credit pull. That means we do not place a hard inquiry on your credit report. The benefit here is that your credit score is not affected by requesting an auto loan quote from RefiJet. Even if it is not right for you, there’s no harm done to your score.

RefiJet has worked with the best possible professionals to assist you, including ensuring your privacy and security are always the highest possible. We’ve also invested heavily in providing professionals who can help you, including answering any questions you may have. Our online system is easy to do and only takes a few minutes to provide you with information about your options. Reach out to us over the phone, too, if you have questions or concerns.

How To Get an Auto Refinance Loan in Idaho

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Customer Reviews

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Get Started Today!

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Idaho for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Notice, loan documents and disclosures that we provide to you on behalf of any Lender, and any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, e‐mail address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contain the PDF loan documents. You will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to a secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us.