Auto Refinance Colorado

Rates Are the Lowest in Years: Starting at 2.49%

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Colorado with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in Colorado – Start Saving Money Today!

As a Colorado vehicle owner, you know the value and importance of affordability in the cost to purchase a car, finance it, and maintain it. Yet, the cost of living in some cities in Colorado can be rather high. One way to maintain your costs is to ensure you are paying the least amount necessary on your auto loan. That’s where we can help you with an auto refinance in Colorado.

At RefiJet, we aim to help you to get into a loan that’s more affordable. We partner with leading financial institutions that help you to find out just how much you can save. Whether you are in Denver or Colorado Springs, our team is here for you.

Why Consider Auto Refinance in Colorado?

There are many reasons to refinance your car. In areas like Aurora, Fort Collins, Lakewood, and Thornton, our clients are saving money time and time again simply by making the decision to refinance their current auto loans.

Great Auto Refinance Rates in Colorado

One of the main reasons to secure auto refinancing in Colorado is because it can save you money. Take a look at your current interest rate on your auto loan. Your Colorado Springs or Denver lender may have charged you considerably more at the time of providing you with a loan than what you could get now. Various factors play a role in this. However, lowering your interest rate even a small amount may help to:

  • Reduce your monthly payment
  • Cut down what you owe on the life of your loan
  • Make your car more affordable to own

You may qualify for a lower interest rate now than you have on your existing loan. That’s often the case if your credit score improved. It may also apply if you purchased a car without checking rates from numerous dealerships.

Months

Months

Your Estimated New Monthly Payment:

$ 465.13


Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Pay Off Your Loan Faster

Another of the key reasons to use auto refinancing in Colorado is because we can help you get into a shorter-term loan. Some of today’s car loans are six or more years. By that time, your car may not be worth much. You may even have to replace it. You don’t want to owe money on a car you can’t drive either.

If you refinance your loan into a shorter term, and potentially a lower interest rate, you can pay off the loan in less time and avoid costly interest charges. This may help you to buy your next car sooner, too.

Do You Want a Short-Term Payment Break?

Another one of the best reasons to refinance your loan right now is that you want a couple of months off from repayments. Perhaps you’re planning a trip out of Boulder to the West Coast or you want to get away from your home in Grand Junction to someplace tropical. You could use a couple of months with no payments. That may be an option when you refinance your auto loan with us.

Could You Qualify for Refinancing Your Colorado Auto Loan?

A variety of factors play a role in this. When you request a quote from us, we’ll provide you with specific information and guidance. That helps ensure you make the best decisions for yourself. Since we offer an average monthly payment savings of $150 – across all of our clients – this may be well worth taking a closer look at what we can do for you.

Are You Making On-Time Payments?

If you’ve made on-time payments on your auto loan for the last few months, then you may qualify for refinancing. Keep in mind that lenders love seeing that you’ve made on-time payments for the last six months. That shows them you’re a solid investment risk.

Do You Have Income?

It’s important to show lenders you have verifiable income. They want to be sure you have the means to make on time payments. Your W-2, paycheck stubs, or your tax records may help you do that. Auto loan refinancing in Colorado may be available to those who are self-employed, too.

How Old Is Your Vehicle?

Most auto loan lenders require that your vehicle be no older than 10 years. That’s important because the value of cars and trucks drops significantly after that age. They want to make sure the value is maintained for the life of the loan.

Do You Have Registration and Insurance?

Lenders want to be sure the vehicle has ample protection. That’s easy to show prospective lenders if you have a valid vehicle registration on hand. You may need to show documentation of it. You also need to have full coverage on your car. Be sure to contact your insurance company to verify that you have comprehensive insurance – including collision and liability protection – in place.

Do You Have a Driver’s License?

It’s also important to have a valid driver’s license. That helps the lender to know you’re the one likely to own and maintain the vehicle.

What Else Can Colorado Auto Refinancing Do for You?

At RefiJet, we want to make the process as easy for you as possible. There’s no harm or risk in requesting a quote. And, we’ve been rated a #1 auto lender by LendingTree for customer satisfaction. We also have an A+ rating from the BBB.

  • Our team can help you to add or remove a co-borrower from your account.
  • You may be able to get cashback from the equity you have in your car.
  • Why not add an extended service contract to reduce some of your risks?

There’s much more our team can do for you as well. It’s easy to get started.

How to Get an Auto Refinance Loan in Colorado

Connect with us! We work with people throughout Colorado. Whether you are in the beautiful Aurora area or in Broomfield, Castle Rock, or Colorado Springs, you can trust our team to offer competitive rates for you.

It takes just a few minutes to find out if you’re pre-qualified for auto refinancing in Colorado. Once you find this out, our team can go to work for you ensuring you get into the most affordable loan available.

Why Consider Auto Refinance in Colorado?

There are many reasons to refinance your car. In areas like Aurora, Fort Collins, Lakewood, and Thornton, our clients are saving money time and time again simply by making the decision to refinance their current auto loans.

Great Auto Refinance Rates Available in Colorado

One of the main reasons to secure auto refinancing in Colorado is because it can save you money. Take a look at your current interest rate on your auto loan. Your Colorado Springs or Denver lender may have charged you considerably more at the time of providing you with a loan than what you could get now. Various factors play a role in this. However, lowering your interest rate even a small amount may help to:

  • Reduce your monthly payment
  • Cut down what you owe on the life of your loan
  • Make your car more affordable to own

You may qualify for a lower interest rate now than you have on your existing loan. That’s often the case if your credit score improved. It may also apply if you purchased a car without checking rates from numerous dealerships.

RefiJet's Simple Process To Get an Auto Refinance in Colorado

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-qualified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Get Started Today

RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

RefiJet has auto refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact to your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us