Auto Refinance Alabama: Low Rates Starting at 2.49%

And No Payment for the First 2 Months

RefiJet helps people lower their monthly auto payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Refinance My Auto Loan
Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payments. These savings are not guaranteed. Individual savings and rates may differ.

Looking for a Better Auto Loan?

By refinancing an auto loan in Alabama with RefiJet, you could:

  • Lower your monthly payment
  • Reduce your loan’s interest rate
  • Change your loan’s terms
  • Add or remove a co-borrower
  • Buy out your lease
  • Protect your vehicle with a service contract
  • Take a vacation from your monthly auto loan payment

Auto Refinance in Alabama – Start Saving Money Today!

Car owners in Alabama are sure to see the value in saving money. In the Cotton State, having a bit more in the bank to spend on recreation or trips is always a good thing. Yet, when it comes to making monthly auto loan payments, many people don’t realize they are paying too much. They may even believe there’s nothing they can do to lower their auto loan payment. That’s not the case. In fact, RefiJet helps car owners in Alabama refinance auto loans to save thousands of dollars. We may be able to help you, too.

Auto Refinancing in Alabama Saves You Money and More

When it comes to refinancing auto loans in Montgomery or Birmingham, our clients have many reasons to do so. Often, we encourage our clients to refinance when it makes good financial sense to do so. Most of the time, that’s the reason people want to refinance car loans – to save money. Yet, there are plenty of other ways to benefit, too. If you’re in Alabama, we can help you in multiple ways. Here are some examples of our clients have benefited.

Reduce Interest and Monthly Payments

If you purchased your car with a high-interest rate loan, you’re not alone. Many people find themselves in this situation, and it can be a costly mistake. If your rate is even just a percentage high, you could be paying thousands of extras on your loan, depending on the value of the car. You can refinance if you have improved your credit score, or you want to add a co-borrower to your loan to further increase your score. When our clients in Gulf Shores refinance to save money, they tend to see some situation improvements:

Months

Months

Your Estimated New Monthly Payment:

$ 465.13


Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Refinance an Auto Loan to Get Cash Out

If you have a vehicle that is valuable, and you have paid down your loan on it for some time, you may have built up equity. That’s the amount of value of your car that is no longer under a loan. If you could use those funds for something else, reach out to RefiJet lenders. Some of our clients in Huntsville have refinanced auto loans to pull cash out for vacations, debt consolidation, or many other reasons. It could be a good option for you, too.

Take a Vacation from Your Auto Loan

When you refinance, you use a new loan to pay off the old one. That means you get a whole new set of terms and conditions. It can take a few weeks for this to get set up. And, you may also be able to choose a payment due date that fits your budget. That means you may be able to take a break from making payments for a month or two during the process.

Advantages of Refinancing an Auto Loan Alabama Include:

Are You Able to Refinance Your Car Loan in Alabama?

Now is the time to consider the benefits of refinancing an auto loan, but before you do, there are a few steps to take. Like all types of loans, RefiJet lenders need to make sure you’re a good candidate for an auto refinance. To do that, they require you to meet some special eligibility requirements before moving further into the process. Don’t worry – most of our clients meet these goals.

Alabama Auto Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for refinancing an auto loan in Alabama.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

Quickly Refinance Your Auto Loan in Alabama

Refinancing your auto loan in Auburn or Huntsville is easier to do than you realize. Are you a bit curious if you qualify or how much we can save you? We make the process easy to find out. There’s no cost. There’s also no obligation to move forward if you decide it is not right for you.

Provide your name and some basic information about your vehicle and needs. We do perform a soft credit pull but this does not impact your credit score in any way. Then, the magic happens.

How To Get an Auto Refinance Loan in Alabama

1
Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

2
Get Pre-Qualified

We know you hate filling out paperwork, so we made the process super easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

3
Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

Ready to Refinance Your Auto Loan in Alabama with RefiJet?

Using our advanced auto refinance technology and our top-notch team, we can capture available loan offers that meet your needs from top-rated RefiJet lenders. It takes just a few minutes, but you’ll have the loan you need in hand quickly.

If you have questions, call us. We’re here for you with superior customer service. Or, just apply now to see what we can do for you.

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & deliver quick quotes at competitive rates.

We have a variety of auto refinance solutions in Alabama for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact on your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 

ELECTRONIC RECORDS 

Some communications with and disclosures by Yield Solutions Group, LLC dba RefiJet.com (“RefiJet.com” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba RefiJet.com) in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at Info@RefiJet.com. We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting.  

RefiJet.com reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form.  RefiJet.com will provide you with notice of any such termination as required by applicable law. If RefiJet.com chooses to stop providing Documents electronically, RefiJet.com will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   

YOUR CONSENT IS REQUIRED 

You must consent to receive Documents electronically in order to complete the credit inquiry process with RefiJet.com and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since RefiJet.com is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  

CONSENT TO RECEIVE DOCUMENTS ELECTRONICALLY 

In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  

HARDWARE AND SOFTWARE REQUIREMENTS 

In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us