Auto Loan Refinance Rates

And No Payment for the First 2 Months

RefiJet helps car owners lower their car payment an average of $150 a month**

Pre-qualifying for a refinance auto loan does not impact your credit score

Monthly Payment Claim: This average monthly auto loan payment savings reflects loans where the borrower chose to lower their monthly payment. Not every auto refinance is intended to lower monthly payment. These savings are not guaranteed. Individual savings and rates may differ.

Auto loan refinance rates may be enough to help you save money by getting into a new loan. Are you overpaying on your existing loan each month? Do you find it frustrating that you know you qualify for lower rates? RefiJet may be able to help you find the best rates available to you based on your personal situation. Auto refinancing is an opportunity to help many people get into a better financial position with a more affordable or better-suited loan.

Are you thinking about refinancing? Let us help you at RefiJet. With some basic information, we can provide you with loan offers from some of the nation’s leading financial institutions that work with borrowers just like you. That may help you to get a lower interest rate or better terms. All you have to do is fill out a short form at the bottom of this page to learn about your options.

Looking for a Better Auto Loan?

What Are the Current Auto Loan Refinance Rates?

Refinancing an auto loan means you are obtaining a new loan that pays off the existing loan. When you do this, you may be able to secure a lower interest rate than what you are paying now on your existing loan. Current interest rates on auto refinance loans may change often. The best way to find out what you qualify for is to reach out to our team of auto refinancing experts.

Work with our team to find out what refinancing your auto loan may mean to you. RefiJet allows you to learn what types of interest rates you may qualify for without having to hurt your credit score or applying to multiple lenders on your own. We aim to help you find the lowest rates available to you, personally.

We help you find this out through a very simple process.

Simple Process

Talk to Our Auto Refinancing Experts

Our staff of financial experts is just like you: honest, hard-working, and they take great pride in their 5-star rating. Let them help you decide on the refinance option that works best for you.

Get Prequalified

We know you hate filling out paperwork, so we made the process super-easy. We’ll let you know all of your options so you can pick the loan that works the best for you. You can even get pre-qualified without affecting your credit score.

Decision Time

We present you with options from lenders that fit your situation. Then you choose the loan that works the best for you. We’ll do all the heavy lifting (we even do the paperwork) and submit it to the lender.

The process is simple. You’ll provide some very basic information about yourself on the form below. We then do a soft credit. That means we gather information about your credit history from your credit report and your credit score. This does not harm your credit in any way!

It allows us to determine which loans may be a good fit for you. Our technology finds loans that you qualify for and provides you with the details. You can compare options and get a good idea of what you can expect. We may be able to provide you with loan offers from multiple lenders. You can compare them, determine if one of them helps you meet your financial goals, and then close on that loan quickly.

You will learn about refinance rates that apply to your situation based on your credit score when you do this. It’s super easy and allows you to know, with no obligation, what your options may be.



Your Estimated New Monthly Payment:

$ 465.13

Your monthly savings could be as high as $ 134.87 !

That's a total savings on your interest of $ 6,473.78.

***This calculator is a tool for estimating the monthly loan payment at different sample interest rates. The interest rate you input is not a promise or indicator of the actual interest rate for which you may qualify when applying for a refinance loan with RefiJet.

Who May Qualify for Refinancing?

Auto loan refinance rates and loan qualification depends on multiple factors. Lenders set their parameters for who they will lend to and what circumstances they are willing to lend in. That may be, for example, if they will work with people who have just excellent credit or if they may be willing to work with borrowers who have bad credit as well.

Some of the things that may impact whether you are eligible for auto loan refinancing may include:

  • Your credit report and score. Lenders may not work with people with all types of credit. However, RefiJet may be able to help you find a loan from a lender that does work with people who have a lower credit score in many cases. RefiJet works with lenders across a variety of credit tiers. You don’t have to have perfect credit to refinance with RefiJet.
  • What your car is worth. If you have a car that is worth less than what you owe, you may not qualify for refinancing. Lenders need to know how much you owe on your car. Factors such as the age, make and model, condition, and balance owed may play a role in this.
  • Income. Lenders need to know that you have enough income to cover the cost of your monthly auto loan payments. Loan amounts sometimes are dependent on what your income is. More so, your debt-to-income ratio may also play a role in this.

Other factors may play a role in this process, too. If you are unsure if you may qualify, reach out to the team at RefiJet. Let’s talk about your options and concerns. Here are some additional factors that may play a role in your eligibility.

Auto Loan Refinance Eligibility Requirements

These are some of the requirements needed to be able to pre-qualify for auto loan refinancing.

Auto Refinance Requirements

Are you employed or have a verifiable source of income?

Auto Refinance Requirements

Have you made your recent car payments on-time?

Auto Refinance Requirements

Your vehicle must be 10 years old or newer.

Auto Refinance Requirements

Your vehicle must have full coverage insurance.

Auto Refinance Requirements

You must have a valid vehicle registration.

Auto Refinance Requirements

You must have a valid driver's license.

Auto Refinance Requirements

What Are the Benefits of Refinancing an Auto Loan?

Auto loan refinancing rates may be tempting, but what will refinancing really do for you? For many people, there are benefits to refinancing. Here are a few common ones:

  • You may be able to get lower interest rates than what you are paying right now. Has your credit history improved? If so, that may mean you qualify for a lower interest rate. That may help you save money.
  • Get a lower monthly payment. A longer term may help you to get a lower payment each month because it extends the length of time you have to repay your debt. It may also be lower if you qualify for a lower interest rate.
  • Get out of a lease. If you are currently leasing your car and you want to own it, you may be able to use an auto refinance loan to make the move. This may help you with those costly fees for too many miles.
  • Add or remove a co-borrower from your loan. If you currently have a co-borrower and no longer need them, you may be able to refinance with a new loan without one. Or, you may wish to add a co-borrower, which could boost your ability to qualify for a lower interest rate loan.
  • Get cash out of your loan. If you owe significantly less on your car loan than it is worth, you may be able to cash in on some of that added value.

These are just a few things to keep in mind. Your first step, though, is to pre-qualify for a refinance auto loan to see where you stand.

Let RefiJet Help You Now

Our team is dedicated to working closely with you to find out what options are available to you in an auto refinance loan. That’s going to be different for you compared to what other borrowers pay. We’ll gather your information, do a soft credit pull that doesn’t hurt your credit score, and then present you with loan offers that you qualify for right now.

There’s no obligation to accept these loan offers. But you will know what you qualify for when you inquire about refinancing with us. Best of all, we do all we can to help you get the car loans right for your financial goals. Our customer series is top-notch because we are dedicated to working with you closely throughout this process.

RefiJet is recognized for its top customer service. Why not find out what auto refinance interest rates you may qualify for right now? Just provide us with some information, and we’ll be happy to do the heavy lifting for you to find the loans that fit your goals.

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RefiJet is an auto-refinance company that specializes in offering personalized help & support to find consumers the best auto refinance loan for which they qualify. RefiJet partners with a national network of leading financial institutions & delivers quick quotes at competitive rates.

RefiJet has auto refinance solutions for you to:

  • Lower your monthly payment- $150 Average Monthly Savings*
  • Reduce your loan’s interest rate
  • Add or remove a co-borrower
  • Extend your auto loan for added flexibility
  • Buy out your lease
  • Get cashback from the equity in your car
  • Protect your vehicle with an Extended Service Contract
  • Minimize your risk with Guaranteed Asset Protection
  • Take a vacation from your next loan payment

Pre-qualify for a refinance auto loan in minutes with no impact to your credit score.

Important Disclosures and Requirements

Federal ESIGN Disclosure and Consent 

 Electronic Consent:  Consent to Receive Information Electronically 

The Electronic Signatures in Global and National Commerce Act requires users of this Site who submit a Contact Form (“you” or “your”) consent to receive certain disclosures electronically. Please read this disclosure and consent carefully and retain a copy of this document for your records. 


Some communications with and disclosures by Yield Solutions Group, LLC dba (“” or “us” or “we”) on its behalf and on behalf of participating banks, finance companies, and credit unions (hereinafter called “Lenders”) are conducted electronically. In order to access, receive and retain required notices and your documents, including, any notices and disclosures required by state or federal law, such as our Privacy Noticeloan documents and disclosures that we provide to you on behalf of any Lenderand any other transaction notices and information from us (collectively, “Documents”) electronically, you must satisfy the minimum system requirements outlined below. However, if you wish to obtain a paper copy of any Documents that RefiJet provides you in connection with your credit inquiry and any subsequent application to our Lenders, you may contact Yield Solutions Group, LLC (dba in writing at 5775 DTC Blvd Suite 400, Greenwood Village, CO 80111 or by email at We currently do not charge a fee to send you a paper copy of any electronic Document, but reserve our ability to do so. Be sure to state which of the Documents you are requesting. reserves the right, in its sole discretion, to stop providing Documents electronically. RefiJet may also send Documents to you in paper form because we are legally required to do so or because we determine in our sole discretion that you should receive the Documents in paper rather than electronic form. will provide you with notice of any such termination as required by applicable law. If chooses to stop providing Documents electronically, will send any future Documents to you in paper form. Certain disclosures, however, will be made to you verbally if permitted by applicable law (the “Verbal Disclosures”).   


You must consent to receive Documents electronically in order to complete the credit inquiry process with and any subsequent loan process with one of our participating Lenders. Your consent will apply to Documents as defined above. You may withdraw your consent for receiving electronic Documents by notifying us in any of the ways described above. Since is structured to process all or part of your credit inquiry and any subsequent loan  electronically, not consenting, or withdrawing your consent to receive electronic Documents may result in the termination of the credit inquiry and/or loan process. Your withdrawal of this consent is effective only after we have had a reasonable period of time to act upon your withdrawal. Even if you consent, note that the Verbal Disclosures will be made to you telephonically. 

If you wish to withdraw your consent to do business electronically with our participating Lenders, you may do so at no cost to you by contacting the Lender at the mailing address, email address or telephone number they provide to you separately for such purpose.  


In order to use this service, you must consent to receive Documents electronically and you agree that these electronic disclosures will be sufficient as a “writing” under applicable law.  


In order to receive, access and retain electronic Documents, you will need the following hardware and software: 

  • a computer, mobile device, tablet or similar device with an internet connection; 
  • a current web browser that supports HTTPS connectivity;  
  • a current version of a software program that can open and display PDF files (such as an Adobe Acrobat reader); 
  • a valid email address with email software to communicate with us electronically; and 
  • an installed printer or sufficient storage space to save, store, print or otherwise retain electronic Documents. 

 These disclosures and the Documents are both provided to you in PDF; therefore, your access to this page from your own system/device verifies that your system/device has the necessary software to permit you to receive and access PDF files. 

If the system requirements for accessing the copy of your Documents on the secure webpage change so as to require different or additional hardware or software, or upgrades, plug-ins or enhancements to the hardware or software used by you (all such changes referred to as a “Systems Enhancement”), we will notify you and you may either withdraw your consent or upgrade your hardware and/or software as required by the Systems Enhancement.  

This consent is valid until revoked by either party. 

It is important that you keep your email address current with us.  Please notify us at 1.800.260.5355 if your contact information changes at any point in the refinance process.  We may treat your failure to provide us with a valid email address, or the malfunction of the email address we have for you, as a withdrawal of your consent to receive Documents electronically. 

System Requirements to Retain Information 

If you have a valid email address, a copy of the loan Documents will be provided to you upon execution in the form of an email link to a secure portal that will contaithe PDF loan documentsYou will log into the secure portal using your access credentials. The PDF document will be available to you in the secure portal for thirty (30) days. To retain a copy of the Documents, you may choose to print them, save them or both. In order to print them, you must have a functioning printer connected to your personal computing device.  If you wish to retain an electronic version of the Documents, you must have a personal computing device with the hardware and software necessary to download and store PDF files. 

By clicking to accept, you: 

  • acknowledge your receipt and review of the foregoing Federal ESIGN Disclosure and Consent; 
  • give your affirmative consent to our providing electronic Documents to you as described above; and 
  • confirm that your computer or access device satisfies the hardware and software requirements needed to access and retain the Documents that will be provided to you in electronic form, including through use of a valid email address to access a link to secure portal to access the Documents. 

If you do not click to accept you are not consenting to our providing electronic Documents to you as described above, and you are terminating your transaction with us